Women And Financial Literacy Its Measurement Method And Outcomes

Author : Angelina Scholtysik
Publisher : GRIN Verlag
ISBN 13 : 3668805067
Total Pages : 26 pages
Book Rating : 4.64/5 ( download)

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Download or read book Women and Financial Literacy. Its Measurement Method and Outcomes written by Angelina Scholtysik and published by GRIN Verlag. This book was released on 2018-09-25 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Seminar paper from the year 2014 in the subject Economics - Finance, grade: 1,0, , language: English, abstract: The purpose of this paper is to explain financial literacy, its measurement method and outcomes, particularly with respect to gender. Next, we analyze the gender gap by scrutinizing current research on this topic. Finally, we examine current initiatives providing help to women in need of financial education. Data from different household and health surveys revealed that the level of financial literacy is low worldwide. Particularly regarding the gender effect, this finding is concerning. Women tend to be less sophisticated in financial matters than men, whilst facing more demographic and economic barriers. Despite the effort to measure financial literacy, there is no consensus on the sources of gender differences. This suggests that, although policy makers and economies mount initiatives in order to enhance financial literacy among women around the world, research regarding factors affecting women’s financial education and attitude towards financial literacy is still in its infancy. In addition, to date little evidence is given on their efficacy of those new established financial education programs. In times of economic and demographic change, personal financial literacy is crucial in everyday life decisions and future planning. Since several countries changed their pension schemes from traditional defined benefit pensions to individual- account contribution schemes and financial instruments become more and more complex, individuals have been confronted with decision makings over savings, investments and consumption on their own, bearing the risk of wrong investment choices and bad liquidity management leading to an insecure financial future. Overall and regardless of the country’s economic development and pension scheme, the level of knowledge on financial matter referred to as financial literacy is suggested to be very low around the world.

Author : OECD
Publisher : OECD Publishing
ISBN 13 : 9264202730
Total Pages : 100 pages
Book Rating : 4.33/5 ( download)

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Download or read book Women and Financial Education Evidence, Policy Responses and Guidance written by OECD and published by OECD Publishing. This book was released on 2013-10-16 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides policy guidance to help policy makers address women's and girls' needs for financial education, and a comprehensive analysis of the current status of knowledge on gender differences in financial literacy and policy responses in terms of financial education for women and girls.

Author : John E. Grable
Publisher : CFA Institute Research Foundation
ISBN 13 : 1944960201
Total Pages : 20 pages
Book Rating : 4.09/5 ( download)

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Download or read book Financial Risk Tolerance: A Psychometric Review written by John E. Grable and published by CFA Institute Research Foundation. This book was released on 2017-06-30 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: This content provides financial analysts, investment professionals, and financial planners with a review of how financial risk-tolerance tests can and should be evaluated. It begins by clarifying terms related to risk taking and is followed by a broad overview of two important measurement terms: validity and reliability. It concludes with examples for practice.

Author : Marco Corazza
Publisher : Springer Nature
ISBN 13 : 3030996387
Total Pages : 456 pages
Book Rating : 4.83/5 ( download)

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Download or read book Mathematical and Statistical Methods for Actuarial Sciences and Finance written by Marco Corazza and published by Springer Nature. This book was released on 2022-04-11 with total page 456 pages. Available in PDF, EPUB and Kindle. Book excerpt: The cooperation and contamination among mathematicians, statisticians and econometricians working in actuarial sciences and finance are improving the research on these topics and producing numerous meaningful scientific results. This volume presents new ideas in the form of four- to six-page papers presented at the International Conference MAF2022 – Mathematical and Statistical Methods for Actuarial Sciences and Finance. Due to the COVID-19 pandemic, the conference, to which this book is related, was organized in a hybrid form by the Department of Economics and Statistics of the University of Salerno, with the partnership of the Department of Economics of Cà Foscari University of Venice, and was held from 20 to 22 April 2022 in Salerno (Italy) MAF2022 is the tenth edition of an international biennial series of scientific meetings, started in 2004 on the initiative of the Department of Economics and Statistics of the University of Salerno. It has established itself internationally with gradual and continuous growth and scientific enrichment. The effectiveness of this idea has been proven by the wide participation in all the editions, which have been held in Salerno (2004, 2006, 2010, 2014, 2022), Venice (2008, 2012 and 2020 online), Paris (2016) and Madrid (2018). This book covers a wide variety of subjects: artificial intelligence and machine learning in finance and insurance, behavioural finance, credit risk methods and models, dynamic optimization in finance, financial data analytics, forecasting dynamics of actuarial and financial phenomena, foreign exchange markets, insurance models, interest rate models, longevity risk, models and methods for financial time series analysis, multivariate techniques for financial markets analysis, pension systems, portfolio selection and management, real-world finance, risk analysis and management, trading systems, and others. This volume is a valuable resource for academics, PhD students, practitioners, professionals and researchers. Moreover, it is also of interest to other readers with quantitative background knowledge.

Author : Olivia S. Mitchell
Publisher : Oxford University Press
ISBN 13 : 0199696810
Total Pages : 328 pages
Book Rating : 4.19/5 ( download)

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Download or read book Financial Literacy written by Olivia S. Mitchell and published by Oxford University Press. This book was released on 2011-10-27 with total page 328 pages. Available in PDF, EPUB and Kindle. Book excerpt: As defined contribution pensions become prevalent, retirees are increasingly responsible for managing their own pension assets and thus their own financial literacy becomes crucial. Based on empirical evidence and new research, the book examines how financial literacy enhances retirement decision-making in ever more complex financial markets.

Author : Jacques Silber
Publisher : Edward Elgar Publishing
ISBN 13 : 1800883455
Total Pages : 777 pages
Book Rating : 4.51/5 ( download)

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Download or read book Research Handbook on Measuring Poverty and Deprivation written by Jacques Silber and published by Edward Elgar Publishing. This book was released on 2023-03-02 with total page 777 pages. Available in PDF, EPUB and Kindle. Book excerpt: Encompassing chapters that address both unidimensional and multidimensional poverty, this timely Research Handbook explores all aspects of poverty and deprivation measurement, not only detailing broad issues but also scrutinising specific domains and aspects of poverty, such as health, energy and housing. Its succinct and highly focussed chapters, written by a diverse range of authors, employ a combination of theoretical and empirical methodologies to offer well-rounded explorations of complex topics.

Author : Dr. Pradeep K. Gupta
Publisher : Ashok Yakkaldevi
ISBN 13 : 179487710X
Total Pages : 212 pages
Book Rating : 4.08/5 ( download)

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Download or read book THE IMPACT OF FINANCIAL LITERACY ON INVESTMENT DECISIONS written by Dr. Pradeep K. Gupta and published by Ashok Yakkaldevi. This book was released on 2021-10-30 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: The financial system plays a vital role in the growth and development of the economy. The evolution of financial market economies has been dramatically broadening the opportunities to consumers and investors, business houses, policymakers and the economy of a country. The growing innovations and increasing complexity of financial products over the past decade have put enormous pressure and responsibilities on shoulders of financial investors. Financial Literacy is must to understand return and risk attached to these products. Financial literacy enables an individual to gain a better understanding of financial instruments and the risk and return involved in investment at various avenues. The financial literacy helps to overcome problems relating to personal finance such as savings, borrowings, investments, retirement planning, etc. The Organization for Economic Co-operation and Development (OECD) has defined financial literacy as “a combination of awareness, knowledge, skill, attitude and behaviour necessary to make sound financial decisions and ultimately achieve individual well-being”.

Author : Gail Shapiro
Publisher : Simon and Schuster
ISBN 13 : 0743215435
Total Pages : 240 pages
Book Rating : 4.35/5 ( download)

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Download or read book Money Order written by Gail Shapiro and published by Simon and Schuster. This book was released on 2001-08-22 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Make Your Money Work for You Thirty or forty years ago, most women depended on a weekly allowance from their husbands to run the household and care for children. Although today's women share the breadwinning with their husbands or support families on their incomes alone, their money management skills simply haven't kept pace with their earning power. It's time for women to embrace a new paradigm, doing away with the notion that control of finances is a man's job. Like no other book on personal finance, Money Order offers a new model for managing your money, one that reflects women's constantly changing money needs and helps you develop real financial savvy and resourcefulness. Based on Womankind's grassroots Financial Literacy Project, Money Order covers all the basics, including how to Establish and maintain good credit Save for your children's college education Manage debt Finance car and home purchases Insure yourself and your property Prepare for retirement But it doesn't stop there. Packed with insider tips from women financial experts, as well as real-life stories, exercises, and useful charts and graphs, Money Order is a comprehensive primer that teaches you to treat your money as your greatest asset -- not as an endless burden. Once you have your day-to-day financial life on track, this book will provide you with new options to save, spend, and invest your money. Money Order encourages you to share your financial knowledge with other women and to make meaningful investments that will effect real economic change in your life and the lives of others.

Author : Bala, Shashi
Publisher : IGI Global
ISBN 13 : 1799885968
Total Pages : 325 pages
Book Rating : 4.62/5 ( download)

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Download or read book Gender Perspectives on Industry 4.0 and the Impact of Technology on Mainstreaming Female Employment written by Bala, Shashi and published by IGI Global. This book was released on 2022-01-07 with total page 325 pages. Available in PDF, EPUB and Kindle. Book excerpt: Almost all economies have, or are at least starting to, understand the significance of examining and mainstreaming gender issues in the world of work. Sociocultural evolution and various other factors have helped these developments, but there is still so much more work to be done. Technology has played a substantial role in decreasing the gender divide as more households than ever before have access to technology, and the revolution of access to information across most societies has become gender neutral and empowering. While technology can hold the potential to significantly expand the job market and open opportunities for all job seekers, questions surrounding automation and availability of jobs and the accessibility to secure the necessary qualifications and education needed to fill paid jobs rage on, especially when examining those who are typically marginalized. Gender Perspectives on Industry 4.0 and the Impact of Technology on Mainstreaming Female Employment discusses gender perspective and its impact on the fourth industrial revolution, particularly in the realm of employment structure, and analyzes the impact of technology on mainstreaming women in paid employment. In the present environment, organizations are beginning to realize the importance of looking more critically at their workforce and structure and how to better cater to the diversity, equity, and inclusion movement while also productively managing the advancement of new technologies. Covering topics such as sustainable development and the future of work, it is ideal for policymakers, practitioners, professionals, consultants, managers, researchers, academicians, educators, and students.

Author : Alberto Chong
Publisher : Anthem Press
ISBN 13 : 1785272012
Total Pages : 171 pages
Book Rating : 4.11/5 ( download)

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Download or read book Information Technologies and Economic Development in Latin America written by Alberto Chong and published by Anthem Press. This book was released on 2020-02-29 with total page 171 pages. Available in PDF, EPUB and Kindle. Book excerpt: Information Technologies and Economic Development in Latin America provides a collection of rigorous empirical studies that contributes to a better understanding of the role and impact of old and new information technologies on Latin American economic development. It provides evidence using randomized and quasi-experimental designed studies for different information and communication technologies interventions. In evaluating their development impact a critical concern has been to contribute to the little existing evidence. In fact, whereas many ICT projects in the developing world have been promoted by multilateral organizations, bilateral aid agencies and nongovernmental organizations in recent years, the extent to which these interventions and policies actually contribute to the development of the region is unclear. The book provides evidence on what works and what does not.