What The Fico

Author : Ash Cash
Publisher : 1Brick Publishing
ISBN 13 : 9780983448631
Total Pages : 124 pages
Book Rating : 4.39/5 ( download)

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Download or read book What the Fico written by Ash Cash and published by 1Brick Publishing. This book was released on 2013-05 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: What the FICO: 12 Steps To Repairing Your Credit is the only credit repair book you'll ever need. It is a simple guide that will give you step-by-step instruction on how to go from bad to good credit in no time and minimal cost. If you follow these simple steps you are going to begin the journey of getting your credit and financial life back in order. This book is mainly for those who have tried to learn the credit game and have done so unsuccessfully but can also be used by those who are just starting out to get a better understanding of how to build a good credit history. - Learn your rights as a consumer and how to protect them - Learn how to remove negative items from your report (Even the ones you're responsible for) - Correct and remove errors and improve your credit score - Negotiate with creditors to reduce debt - Add positive information to your credit report - Re-Build a Solid Credit history

Author : Josh Lauer
Publisher : Columbia University Press
ISBN 13 : 0231544626
Total Pages : 393 pages
Book Rating : 4.27/5 ( download)

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Download or read book Creditworthy written by Josh Lauer and published by Columbia University Press. This book was released on 2017-07-25 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt: The first consumer credit bureaus appeared in the 1870s and quickly amassed huge archives of deeply personal information. Today, the three leading credit bureaus are among the most powerful institutions in modern life—yet we know almost nothing about them. Experian, Equifax, and TransUnion are multi-billion-dollar corporations that track our movements, spending behavior, and financial status. This data is used to predict our riskiness as borrowers and to judge our trustworthiness and value in a broad array of contexts, from insurance and marketing to employment and housing. In Creditworthy, the first comprehensive history of this crucial American institution, Josh Lauer explores the evolution of credit reporting from its nineteenth-century origins to the rise of the modern consumer data industry. By revealing the sophistication of early credit reporting networks, Creditworthy highlights the leading role that commercial surveillance has played—ahead of state surveillance systems—in monitoring the economic lives of Americans. Lauer charts how credit reporting grew from an industry that relied on personal knowledge of consumers to one that employs sophisticated algorithms to determine a person's trustworthiness. Ultimately, Lauer argues that by converting individual reputations into brief written reports—and, later, credit ratings and credit scores—credit bureaus did something more profound: they invented the modern concept of financial identity. Creditworthy reminds us that creditworthiness is never just about economic "facts." It is fundamentally concerned with—and determines—our social standing as an honest, reliable, profit-generating person.

Author : Al Bingham
Publisher : C.P. Pub.
ISBN 13 : 9780979369506
Total Pages : 210 pages
Book Rating : 4.09/5 ( download)

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Download or read book The Road to 850 written by Al Bingham and published by C.P. Pub.. This book was released on 2007-01-01 with total page 210 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Steve Bucci
Publisher : John Wiley & Sons
ISBN 13 : 0470276738
Total Pages : 394 pages
Book Rating : 4.30/5 ( download)

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Download or read book Credit Repair Kit For Dummies written by Steve Bucci and published by John Wiley & Sons. This book was released on 2008-07-28 with total page 394 pages. Available in PDF, EPUB and Kindle. Book excerpt: Now, you can finally end the cycle of bad credit and get back on your feet by following the step-by-step advice and tools in Credit Repair Kit For Dummies, 2nd Edition. You’ll find out everything you need to know about creating a solid plan to get your credit back on track. You’ll discover how to find your credit report, review all of the information in it, and learn how you can repair and spruce it up. You’ll learn how to communicate with creditors and how to budget so that you can pay your bills in full and on time. You’ll learn how to apply these credit strategies to all life situations, from building credit with your life partner to financially surviving a divorce, unemployment, and student loans. You will find out how to safe-guard your identity so that other people don’t damage your credit. Find out how to: Take charge of your credit Get help from credit counselors Request copies of your credit report Know how to interpret your credit report and credit score Avoid foreclosure Communicate with collectors, lawyers, and the courts Manage medical debt Safe-guard your identity Complete with lists of ten tips to avoid identity theft and reduce damages, ten ways you can prevent foreclosure, ten methods for establishing and improving credit, and ten strategies for handling financial emergencies, Credit Repair Kit For Dummies, 2nd Edition is your one-stop guide to improving and maintaining your credit score and protecting your identity. Note: CD-ROM/DVD and other supplementary materials are not included as part of eBook file.

Author : Evan Hendricks
Publisher :
ISBN 13 : 9780964548619
Total Pages : 364 pages
Book Rating : 4.15/5 ( download)

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Download or read book Credit Scores & Credit Reports written by Evan Hendricks and published by . This book was released on 2004 with total page 364 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book is a consumer instruction manual for the credit reporting and credit scoring systems. Although these credit systems directly effect the financial standing of millions of Americans, few people understand them.

Author : William Kirkendale
Publisher : AuthorHouse
ISBN 13 : 145209229X
Total Pages : 138 pages
Book Rating : 4.94/5 ( download)

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Download or read book The Fico Hoax written by William Kirkendale and published by AuthorHouse. This book was released on 2010-12-17 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: IN FICO WE TRUST?? The FICO credit scoring system today is THE biggest consumer fraud and con game in American history. and for the past 20 years has hijacked and helped destroy our Economy and our way of life. The FICO credit scoring system is a SECRET Credit Scoring HOAX and a cleverly disguised front for racial, religious, age, gender, fi nancial and cultural discrimination and intolerance. The FICO credit scoring system has a substantial CIA type personal file on everyone dating back to the day they were born. If youve done it its in your file. WHAT ELSE HAVE THEY DONE They severely crippled our housing market They destroyed our Nations Banking system They defrauded millions of people out of their life savings, their homes and their good name.

Author : Lynnette Khalfani-Cox
Publisher : Advantage World Press
ISBN 13 : 9781932450903
Total Pages : 222 pages
Book Rating : 4.04/5 ( download)

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Download or read book Perfect Credit written by Lynnette Khalfani-Cox and published by Advantage World Press. This book was released on 2018 with total page 222 pages. Available in PDF, EPUB and Kindle. Book excerpt: Perfect Credit offers consumers an easy-to-follow blueprint on how to get superb credit -- and how to sidestep numerous credit traps and pitfalls along the way.

Author : Eric Rosenblatt
Publisher : Academic Press
ISBN 13 : 0128188154
Total Pages : 274 pages
Book Rating : 4.56/5 ( download)

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Download or read book Credit Data and Scoring written by Eric Rosenblatt and published by Academic Press. This book was released on 2020-01-21 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: Credit Data and Scoring: The First Triumph of Big Data and Big Algorithms illuminates the often-hidden practice of predicting an individual's economic responsibility. Written by a leading practitioner, it examines the international implications of US leadership in credit scoring and what other countries have learned from it in building their own systems. Through its comprehensive contemporary perspective, the book also explores how algorithms and big data are driving the future of credit scoring. By revealing a new big picture and data comparisons, it delivers useful insights into legal, regulatory and data manipulation. Provides insights into credit scoring goals and methods Examines U.S leadership in developing credit data and algorithms and how other countries depart from it Analyzes the growing influence of algorithms in data scoring

Author : Anthony Davenport
Publisher : Houghton Mifflin Harcourt
ISBN 13 : 1328694658
Total Pages : 238 pages
Book Rating : 4.52/5 ( download)

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Download or read book Your Score written by Anthony Davenport and published by Houghton Mifflin Harcourt. This book was released on 2018-01-09 with total page 238 pages. Available in PDF, EPUB and Kindle. Book excerpt: “Does a phenomenal job of pulling back the curtain and giving you a first-hand peek inside the hidden, often frustrating, world of credit scoring.”—Lynnette Khalfani-Cox, New York Times bestselling author ofZero Debt A healthy credit score is essential for a healthy financial life. But the precise mechanisms used to determine our credit scores are shrouded in mystery. Consumers aren’t usually told how their score is being used by all kinds of companies and banks to dictate financial terms that will strongly affect their daily lives. So when consumers interact with the world of credit, they do so from a position of weakness. With this revelatory guide, Anthony Davenport aims to change that. Finally, here is a consumer-friendly road map for understanding and navigating the secretive world of consumer credit. Davenport reveals where your credit score comes from, how to improve, maintain, or rescue it, and how to avoid hidden credit pitfalls. Your Score is an accessible manual designed to help you take control of your credit score and better navigate all the important financial decisions in your life. “Anthony Davenport not only understands credit, but truly believes everyone should be empowered to understand it for themselves. You won’t find this level of honest information anywhere else.”—Tiki Barber, cohost of Tiki & Tierney and former NFL running back “This is a masterful work . . . The time it takes to read this book will produce extraordinary returns.”—Mark Gerson, chairman, Gerson Lehrman Group “Davenport offers a handy, one-stop guide to understanding—and fixing—your credit score . . . A clearheaded, must-read guide for anyone looking to decode the most influential number of them all.”—Publishers Weekly

Author : D.L. Smith
Publisher : Hachette UK
ISBN 13 : 0446510505
Total Pages : 219 pages
Book Rating : 4.09/5 ( download)

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Download or read book The Miracles of Santo Fico written by D.L. Smith and published by Hachette UK. This book was released on 2007-09-03 with total page 219 pages. Available in PDF, EPUB and Kindle. Book excerpt: A magical story of love...and miracles After twenty years, Leo Pizzola has come back to the Tuscan village of Santo Fico, still single and still looking for a way to get rich. The town is as poor as it was when Leo left, yet some things have changed. Of Leo's childhood companions, only little Guido, whom everyone calls "Topo," embraces him. His best friend is long dead. The woman he once adored refuses to talk to him. And, worst of all, the kindly old town priest seems to have lost his faith. Perhaps what Santo Fico needs is a miracle-even if Leo and Topo have to manufacture one themselves. Now, as one botched scheme after another unravels, something completely unexpected happens, and wonders indeed begin to transform this Italian town, including the greatest miracle of all... Published around the world, this debut novel sparkles with the Italian spirit and emotions that will dance off the page and into your heart.