The Millennial Homeowner

Author : Lauren Bowling
Publisher : Coventry House Publishing
ISBN 13 :
Total Pages : 72 pages
Book Rating : 4./5 ( download)

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Download or read book The Millennial Homeowner written by Lauren Bowling and published by Coventry House Publishing. This book was released on 2016-12-08 with total page 72 pages. Available in PDF, EPUB and Kindle. Book excerpt: In her debut book The Millennial Homeowner, personal finance blogger Lauren Bowling provides a wealth of home buying tips and money management lessons to help millennials redefine their relationship with money. Written in Lauren’s warm, funny, and easy-to-understand voice, this book helps millennial homebuyers financially prepare for the biggest purchase of their lifetime. By breaking down complex financial concepts into clear, manageable tools, Lauren has written the ultimate resource to help millennials navigate the overwhelming process of purchasing and maintaining their first home. Inside The Millennial Homeowner you will learn: • How to financially prepare for homeownership • Practical tips to begin searching for your first home • How to determine affordability and avoid overspending • Specific items to look for during a home inspection • What to expect when you’re under contract • Creative ideas to renovate and add value to your home

Author : Jeremy Kho
Publisher : Independently Published
ISBN 13 : 9781072788997
Total Pages : 60 pages
Book Rating : 4.93/5 ( download)

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Download or read book The Millennial Way Home written by Jeremy Kho and published by Independently Published. This book was released on 2019-06-28 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Are you a First Time Home Buyer?Wondering if you should buy or rent?Do you know how much home you can afford?How much money will you need when buying a home?What financing options are available?The Millennial Way Home - An Invested Millennial Guide on Buying Your First Real Estate Property Conventional wisdom says most millennials can't afford to buy a home. But this book takes a much more positive and constructive approach with a proven step-by-step strategy. Now anyone in their 20s and 30s can easily own or rent the home of your dreams. The book starts with a realistic look at how much home you can afford. This ensures mortgage payments will be affordable, you have a better chance of being approved for financing, and won't have to face disappointments or hardships. Also learn how to work with real estate professionals who can guide you through the process of qualifying for a loan, participating in government assistance programs that can lower costs, finding the right neighborhood, and locating a home that is a perfect fit for you and your loved ones. While most other books only cover buying a home, The Millennial Way Home refreshingly includes renting and leasing homes. This can make the most sense for a lot of people who don't have access to the sometimes sizable down payment necessary for purchasing a home. Renting can also be ideal for anyone who must move frequently or is unsure about their job stability. Now you have the option of getting more for your rental dollars. Instead of being stuck with a cramped apartment, you can stretch out in a home that truly fits your situation and preferences. This book is unusual in it takes time to explain why being "house poor" is a challenge no Millennial should ever have to deal with. Biting off too much in mortgage payments or rent can be disastrous in the long run. The author explains how this can happen and ways to avoid falling into this common trap. A key chapter is the "Millennial Way Home." It lays out an easy, common sense step-by-step strategy for buying or renting a home. It takes the reader from judging how much you can afford to making an offer to setting up an inspection, closing the deal, and moving in. Readers get access to several helpful tools used by professionals. They include: Buy vs Rent Calculator, the Home Affordability Calculator, Fixed Mortgage Loan Calculator, Flexible Rate Mortgage Loan Calculator. The Millennial Way Home clears the fog on buying or renting your first home. It's a clear pathway to owning real estate that can create the life you want and serve as an excellent way to grow your wealth. Now you have the same opportunity of achieving the "American Dream" enjoyed by countless previous generations. If you've heard Millennials can't have a home, this book will prove that wrong with a surefire way to get the affordable real estate deal you want and need. You shouldn't be rushed, but take time to understand the best option for you. Buying or renting is a great way to establish and improve credit while building your wealth for the future. Buy this book, read it, follow its good advice and guidance, and get ready to see your dreams become reality.

Author : N.D NGWANA
Publisher : Billion Ideas Company
ISBN 13 :
Total Pages : 32 pages
Book Rating : 4./5 ( download)

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Download or read book The Millennial's Guide to Homeownership written by N.D NGWANA and published by Billion Ideas Company. This book was released on 2023-08-05 with total page 32 pages. Available in PDF, EPUB and Kindle. Book excerpt: Navigating the world of homeownership can be daunting, especially for the millennial generation facing unique financial challenges. "The Millennial's Guide to Homeownership: From Saving to Signing" provides a clear, tailored roadmap for young adults looking to transform their dreams of owning a home into reality. Key insights include: Understanding the financial prerequisites for homeownership in today's market. Step-by-step guidance on the home-buying process, from saving for a down payment to navigating mortgage options. Strategies to bolster credit scores and secure favorable loan terms. Tips for finding the right property, including considerations for location, size, and future resale value. Navigating home inspections, negotiations, and the final closing process. Authored with the unique challenges and aspirations of millennials in mind, this guide demystifies complex real estate jargon and provides actionable strategies to overcome the hurdles of the current housing market. Moreover, the book emphasizes the importance of making informed and sustainable decisions that align with one's financial and personal goals. "The Millennial's Guide to Homeownership" is not just a book—it's a mentor, offering invaluable lessons and insights to empower a new generation of homeowners. If you're a millennial dreaming of owning your space, this guide is the key to unlocking the doors of your future home. Dive in and embark on a journey from saving to signing, all with confidence and clarity.

Author : Jason Whitaker
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781987704655
Total Pages : 138 pages
Book Rating : 4.57/5 ( download)

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Download or read book Generation Buy written by Jason Whitaker and published by Createspace Independent Publishing Platform. This book was released on 2018-08-16 with total page 138 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book, "Generation Buy", is written for you... the Millennial home buyer, but it's also written in a way that real estate professionals can gain some insight into how they can better serve their Millennial clients. We're going to talk about all the important topics about the home buying process, but from your vantage point, and with your needs in mind. While I work with tons of young home buyers and each has their own wants and needs, I feel like there's a consistent theme across each transaction that can be put to paper and shared in hopes to help you make better decisions when it comes time for you to start your home buying journey. My other goal for this book is brevity. Both my editor and many of my peers really pushed for a 50,000-word book to give it "some meat". I politely declined and aggressively deleted every extra word, every extra chapter, until we came down to this... an afternoon read that could later be used as reference material during the home buying process. I hope you find this book informative, insightful, and, above all else, useful in your home buying process. Good luck, and happy house hunting!

Author : Cassie McClure
Publisher : Creators Publishing
ISBN 13 : 1949673987
Total Pages : 316 pages
Book Rating : 4.82/5 ( download)

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Download or read book My So-Called Millennial Life written by Cassie McClure and published by Creators Publishing. This book was released on 2023-10-11 with total page 316 pages. Available in PDF, EPUB and Kindle. Book excerpt: The word “millennial,” like antecedent “boomer,” evokes crisp images in our collective consciousness, from skinny jeans and side parts to social media and student loans. This collection of columns by Cassie McClure is an insightful window into millennial adulthood and the lessons learned by a generation born for a new millennium.

Author : Melissa G. Ocepek
Publisher : Rowman & Littlefield
ISBN 13 : 1538139707
Total Pages : 343 pages
Book Rating : 4.07/5 ( download)

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Download or read book Deciding Where to Live written by Melissa G. Ocepek and published by Rowman & Littlefield. This book was released on 2020-10-16 with total page 343 pages. Available in PDF, EPUB and Kindle. Book excerpt: Deciding Where to Live: Information Studies on Where to Live in America explores major themes related to where to live in America, not only about the acquisition of a home but also the ways in which where one lives relates to one’s cultural identity. It shows how changes in media and information technology are shaping both our housing choices and our understanding of the meaning of personal place. The work is written using widely accessible language but supported by a strong academic foundation from information studies and other humanities and social science disciplines. Chapters analyze everyday information behavior related to questions about where to live. The eleven major chapters are: Chapter 1: Where to live as an information problem: three contemporary examples Chapter 2: Turning in place: Real estate agents and the move from information custodians to information brokers Chapter 3: The Evolving Residential Real Estate Information Ecosystem: The Rise of Zillow Chapter 4: Privacy, Surveillance, and the “Smart Home” Chapter 5: This Old House, Fixer Upper, and Better Homes & Gardens: The Housing Crisis and Media Sources Chapter 6: A Community Responds to Growth: An Information Story About What Makes for a Good Place to Live." Chapter 7: The Valley Between Us: The meta-hodology of racial segregation in Milwaukee, Wisconsin Chapter 8: Modeling Hope: Boundary Objects and Design Patterns in a Heartland Heterotopia Chapter 9: Home buying in Everyday Life: How Emotion and Time Pressure Shape High Stakes Deciders’ Information Behavior Chapter 10: In Search of Home: Examining Information Seeking and Sources That Help African Americans Determine Where to Live Chapter 11: Where to Live in Retirement: A Complex Information Problem While the book is partly about the goal-directed activity of individuals who want to buy a house, and the infrastructure that supports that activity, it is also about personal activities that are either not goal directed or are directed at other goals such as deciding in which geographic location to live, personal entertainment, cultural understanding, or identity formation.

Author : Rosemarie Day
Publisher : Beacon Press
ISBN 13 : 0807018937
Total Pages : 242 pages
Book Rating : 4.34/5 ( download)

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Download or read book Marching Toward Coverage written by Rosemarie Day and published by Beacon Press. This book was released on 2020-03-03 with total page 242 pages. Available in PDF, EPUB and Kindle. Book excerpt: A lively, clear explanation of the American healthcare reform movement from a noted expert—giving women the tools they need to demand fair and affordable coverage for all people Healthcare is one of America’s most dysfunctional and confusing industries, and women bear the brunt of the problem when it comes to both access and treatment. Women, who make 80 percent of healthcare decisions for their families, are disproportionately impacted by the complex nature of our healthcare system—but are also uniquely poised to fix it. Founder and CEO of Day Health Strategies Rosemarie Day wants women to recognize their trouble with accessing affordable care as part of a national emergency. Day encourages women throughout the country to share their stories and get involved, and she illustrates how a groundswell of activism, led by everyday women, could create the incentives our political leaders need to change course. Marching Toward Coverage gives women the clear information they need to move this agenda forward by breaking down complicated topics in an accessible manner, like the ACA (Affordable Care Act), preexisting conditions, and employer-sponsored plans. With more than 25 years working in healthcare strategy and related fields, Day helps the average American understand the business of national health reform and lays out a pragmatic path forward, one that recognizes healthcare as a fundamental human right.

Author : Elan M Carson
Publisher : Elan Carson
ISBN 13 : 099131462X
Total Pages : 312 pages
Book Rating : 4.21/5 ( download)

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Download or read book The Millennial Mentality written by Elan M Carson and published by Elan Carson. This book was released on 2016-02-10 with total page 312 pages. Available in PDF, EPUB and Kindle. Book excerpt: Millennials have heard all of the cultural criticisms and backlash; we are bemoaned a generation of entitlement and nicknamed monikers such as Gen Why?, Internet Generation, MyPod Generation, and the Boomerang Generation. As a Millennial, I can tell you that yes, our value systems have changed, our beliefs have expanded to be more inclusive, and our career goals have shifted to prioritize happiness and self-fulfillment over workplace cubicles in gray-scale offices. We may not be homeowners with 2.5 children grasping mid-rung on a corporate ladder, but we are cat owners and we are adaptable to change, creatively crowdfunding ways to support our projects and goals. In this book learn about the mentality of Millennials and where we stand when it comes to racism, LGBT+ rights, body image, and other divisive issues all while surviving as delayed adults.

Author : William M. Rohe
Publisher : Cornell University Press
ISBN 13 : 1501731130
Total Pages : 326 pages
Book Rating : 4.36/5 ( download)

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Download or read book Chasing the American Dream written by William M. Rohe and published by Cornell University Press. This book was released on 2018-07-05 with total page 326 pages. Available in PDF, EPUB and Kindle. Book excerpt: Providing decent, safe, and affordable housing to low- and moderate-income families has been an important public policy goal for more than a century. In recent years there has been a clear shift of emphasis among policymakers from a focus on providing affordable rental units to providing affordable homeownership opportunities. Due in part to programs introduced by the Clinton and Bush administrations, the nation's homeownership rate is currently at an all-time high. Does a house become a home only when it comes with a deed attached? Is participation in the real-estate market a precondition to engaged citizenship or wealth creation? The real estate industry's marketing efforts and government policy initiatives might lead one to believe so. The shift in emphasis from rental subsidies to affordable homeownership opportunities has been justified in many ways. Claims for the benefits of homeownership have been largely accepted without close scrutiny. But is homeownership always beneficial for low-income Americans, or are its benefits undermined by the difficulties caused by unfavorable mortgage terms and by the poor condition or location of the homes bought? Chasing the American Dream provides a critical assessment of affordable homeownership policies and goals. Its contributors represent a variety of disciplinary perspectives and offer a thorough understanding of the economic, social, political, architectural, and cultural effects of homeownership programs, as well as their history. The editors draw together the assessments included in this book to prescribe a plan of action that lays out what must be done to make homeownership policy both effective and equitable.

Author : Conor Richardson
Publisher : Red Wheel/Weiser
ISBN 13 : 1632658631
Total Pages : 240 pages
Book Rating : 4.30/5 ( download)

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Download or read book Millennial Money Makeover written by Conor Richardson and published by Red Wheel/Weiser. This book was released on 2019-01-01 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over half of Millennials are freaked out by their finances. Luckily, with Millennial Money Makeover readers now have a guide to help them navigate the financial issues of their time. Certified public accountant Conor Richardson offers a refreshingly helpful and elegantly designed program to tackle essential money matters. Millennial Money Makeover takes readers on a six-step journey to transform their financial life and set them up for lifelong success. From learning how to pay off student loans insanely fast to optimizing a financial ecosystem, Millennial Money Makeover teaches readers how to reclaim their financial future and jump-start the path to the rich life. Built for readers in their twenties and thirties, this book gives Millennials a proven playbook. Learn new hacks like how using robo-advisors can increase your returns and how leveraging delayed gratification when buying your first home can save you thousands. Whether you are planning a passion budget, figuring out how to finally purchase that big-ticket item, or thinking about taking your first dip into investing, Conor will show you the way.