The Credibility Of Microcredit

Author :
Publisher : BRILL
ISBN 13 : 9004252185
Total Pages : 240 pages
Book Rating : 4.89/5 ( download)

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Download or read book The Credibility of Microcredit written by and published by BRILL. This book was released on 2013-04-05 with total page 240 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Credibility of Microcredit offers an objective assessment of microfinance worldwide by way of interdisciplinary research. It features works from leading researchers in the field of microfinance, as well as new names, employing a variety of methods and theoretical approaches.

Author : Milford Bateman
Publisher : Zed Books Ltd.
ISBN 13 : 1848138954
Total Pages : 261 pages
Book Rating : 4.57/5 ( download)

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Download or read book Why Doesn't Microfinance Work? written by Milford Bateman and published by Zed Books Ltd.. This book was released on 2010-06-10 with total page 261 pages. Available in PDF, EPUB and Kindle. Book excerpt: Since its emergence in the 1970s, microfinance has risen to become one of the most high-profile policies to address poverty in developing and transition countries. It is beloved of rock stars, movie stars, royalty, high-profile politicians and ‘troubleshooting’ economists. In this provocative and controversial analysis, Milford Bateman reveals that microfinance doesn’t actually work. In fact, the case for it has been largely built on hype, on egregious half-truths and – latterly – on the Wall Street-style greed of those promoting and working in microfinance. Using a multitude of case studies, from India to Cambodia, Bolivia to Uganda, Serbia to Mexico, Bateman demonstrates that microfi nance actually constitutes a major barrier to sustainable economic and social development, and thus also to sustainable poverty reduction. As developing and transition countries attempt to repair the devastation wrought by the global financial crisis, Why Doesn’t Microfinance Work? argues forcefully that the role of microfinance in development policy urgently needs to be reconsidered.

Author : Markus Pauli
Publisher :
ISBN 13 :
Total Pages : 433 pages
Book Rating : 4.15/5 ( download)

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Download or read book The Credibility of Microfinance Institutions written by Markus Pauli and published by . This book was released on 2015 with total page 433 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Hugh Sinclair
Publisher : Berrett-Koehler Publishers
ISBN 13 : 1609945182
Total Pages : 290 pages
Book Rating : 4.83/5 ( download)

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Download or read book Confessions of a Microfinance Heretic written by Hugh Sinclair and published by Berrett-Koehler Publishers. This book was released on 2012-07-09 with total page 290 pages. Available in PDF, EPUB and Kindle. Book excerpt: Microfinance insider Hugh Sinclair weaves a shocking tale of an industry focused on maximizing profits and plagued by predatory lending practices, scandals, cover-ups and corruption.

Author : Rafiqul Molla
Publisher :
ISBN 13 :
Total Pages : 11 pages
Book Rating : 4.52/5 ( download)

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Download or read book Microcredit - A More Credible Social Than Economic Program In Bangladesh written by Rafiqul Molla and published by . This book was released on 2017 with total page 11 pages. Available in PDF, EPUB and Kindle. Book excerpt: Calculated under the framework of economic-profit counting, the productivity of microcredit in Bangladesh is found very low. In this survey about 48% of the borrowers had to compromise their normal wages for self-employed labor to be able to pay the high interest for the credit. Similarly its social productivity is also found marginal. However, about 90% of the borrowers felt comfortable with microcredit even at so high interest rate seemingly to avoid losing or compromising their social and political empowerment at the hands of the local moneylenders or relatives. Borrowers give high value to their socio-political empowerments and are ready to compromise normal wages for their self-employed labor. In the game of political economy of credit for the poor, microcredit is seen as a means of protecting and enhancing sociopolitical empowerments of the low income and distressed people in the society and is appraised as a credible social than economic institution.

Author : Joanna Ledgerwood
Publisher : World Bank Publications
ISBN 13 : 0821384317
Total Pages : 304 pages
Book Rating : 4.12/5 ( download)

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Download or read book Microfinance Handbook written by Joanna Ledgerwood and published by World Bank Publications. This book was released on 1998-12-01 with total page 304 pages. Available in PDF, EPUB and Kindle. Book excerpt: The purpose of the 'Microfinance Handbook' is to bring together in a single source guiding principles and tools that will promote sustainable microfinance and create viable institutions.

Author : S. Rajagopalan
Publisher :
ISBN 13 :
Total Pages : 220 pages
Book Rating : 4.08/5 ( download)

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Download or read book Microfinance in Africa written by S. Rajagopalan and published by . This book was released on 2009 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: Africa is home to some of the poorest and vulnerable populations in the world. The ten poorest countries in the world are in Africa. Sub-Saharan Africa is the region with the highest incidence and greatest depth of poverty in the world. Fewer than one in five adults in Africa has access to the services of a formal or semi-formal financial institution. Microfinance in Africa is growing, though. A broad range of diverse institutions offer financial services to the poor and low-income clients in Africa. These include non-governmental organizations, non-banking financial institutions, cooperatives, credit unions, rural banks, Rotating Savings and Credit Associations (ROSCAs), postal financial institutions and an increasing number of commercial banks. Increasingly, technology is being used to expand microfinance outreach mobile phone banking is one such example. This book provides an overview of the microfinance sector in Africa, reviews the performance and impact of microfinance institutions in the region, and outlines some of the opportunities and challenges that African microfinance has on hand.

Author : Beatriz Armendariz
Publisher : MIT Press
ISBN 13 : 0262512017
Total Pages : 361 pages
Book Rating : 4.15/5 ( download)

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Download or read book The Economics of Microfinance written by Beatriz Armendariz and published by MIT Press. This book was released on 2007 with total page 361 pages. Available in PDF, EPUB and Kindle. Book excerpt: An assessment of "the microfinance revolution" from an economics perspective that draws on lessons from academia and international practice to challenge conventional assumptions.

Author : Ira W. Lieberman
Publisher : Brookings Institution Press
ISBN 13 : 0815737645
Total Pages : 493 pages
Book Rating : 4.43/5 ( download)

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Download or read book The Future of Microfinance written by Ira W. Lieberman and published by Brookings Institution Press. This book was released on 2020-06-30 with total page 493 pages. Available in PDF, EPUB and Kindle. Book excerpt: A major source of financing for the poor and no longer a niche industry Over the past four decades, microfinance—the provision of loans, savings, and insurance to small businesses and entrepreneurs shut out of traditional capital markets—has grown from a niche service in Bangladesh and a few other countries to a significant global source of financing. Some 200 million people globally now receive support from microfinance institutions, with most of the recipients in the developing world. In the beginning, much of the microfinance industry was managed by non-governmental organizations, but today the majority of these institutions are commercial and regulated by governments, and they provide safe places for the poor to save, as well as offering much-needed capital and other financial services. Now out of infancy, the microfinance industry faces major challenges, including its ability to deal with mobile banking and other technology and concerns that some markets are now over-saturated with microfinance. How the industry deals with these and other challenges will determine whether it will continue to grow or will be subsumed within the larger global financial sector. This book is based on the results of a workshop at Lehigh University among thirty-four leaders in the industry. The editors, working with contributions from more than a dozen leading authorities in the field, tell the important story of how microfinance developed, how it has met the needs of hundreds of millions of people, and they address key questions about how it can continue to meet those needs in the future.

Author : Melissa Johnston
Publisher : Oxford University Press
ISBN 13 : 019763799X
Total Pages : 281 pages
Book Rating : 4.99/5 ( download)

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Download or read book Building Peace, Rebuilding Patriarchy written by Melissa Johnston and published by Oxford University Press. This book was released on 2023 with total page 281 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Men and women do not experience war, violence, and peace in the same ways. Accordingly, peacebuilding interventions now incorporate "gender mainstreaming" and stand-alone "gender-and-development". These gender interventions should make peacebuilding more effective and sustainable, facilitating stable societies and efficient economies. But success has been mixed. The case of in Timor-Leste is instructive. Interventions on gender responsive budgeting, domestic violence, and microfinance have uneven results. Whereas the level of women's participation in national politics in Timor-Leste is high by international standards, overall deep inequalities remain, inequality between rural and urban areas is growing, and violence against women is endemic across the country. Feminists have found fault with gender interventions, saying they don't go far enough, and scholars of the local turn have suggested a focus on gender encourages backlash against interventions. Instead of focusing on a clash of "local" and "international", Rebuilding Patriarchy uses gender and class to explain the uneven outcomes. It argues that peacebuilders made concessions to elites and violent men in order to keep the peace, a tendency amplified by "local turn" approaches to peacebuilding. It has reinforced the valorisation of armed masculinity, associated most strongly with the dominant class, which have in turn justified the unequal distribution of state petroleum resources. As well, gender, class and domestic violence are connected through brideprice, rendering legal and political reforms ineffective. Lastly, microfinance was supposed to empower women and grow the economy, but its main beneficiaries were elites, repeating patterns of accumulation and rule-through-debt established during era Indonesian-era"--