Supply And Demand For Finance Of Small Enterprises In Ghana

Author :
Publisher : World Bank Publications
ISBN 13 : 9780821329641
Total Pages : 130 pages
Book Rating : 4.42/5 ( download)

DOWNLOAD NOW!

Download or read book Supply and Demand for Finance of Small Enterprises in Ghana written by and published by World Bank Publications. This book was released on 1994-01-01 with total page 130 pages. Available in PDF, EPUB and Kindle. Book excerpt: World Bank Discussion Paper No. 251. This study investigates the conflicting viewpoints of small- and medium-size enterprises (SMEs) and banks: the SMEs contend that the supply of bank financing is largely unavailable to them, while banks maintain

Author : Ernest Aryeetey
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.79/5 ( download)

DOWNLOAD NOW!

Download or read book Small Enterprise Finance Under Liberalization in Ghana written by Ernest Aryeetey and published by . This book was released on 2012 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This study investigates the apparent contradiction between the high propensity of small- and medium-sized enterprises (SMEs) to identify finance as their primary constraint and the view of banks that SME lending remains low in part for lack of bankable demand. Surveys were conducted of relatively successful microenterprises and SMEs to assess demand and sources of finance, and formal and informal financial institutions were interviewed to analyze constraints on the supply side. The survey results show that credit for start-up is rare and that the smaller the enterprise, the greater the equity finance share of the initial investment. Many SMEs achieve substantial growth through reinvestment of profits, making it difficult to conclude that entry and growth of SMEs depends crucially on loans. Other forms of finance, such as customers' advances and supplier's credit are at least as important as bank credit. Nevertheless, the evidence suggests that exploitation of highly profitable opportunities by SMEs could be accelerated if they had greater access to external financing. Tight money, banks' efforts to improve portfolio performance, centralization of decision-making, and lack of competition explain why banks have shown little interest in developing SMEs as a market niche. The study suggests techniques that banks could adopt to overcome the problems of high transaction costs and risks in SME lending, drawing on the methods of informal financial agents.

Author : Edmund Amann
Publisher : Edward Elgar Publishing
ISBN 13 : 1845429850
Total Pages : 323 pages
Book Rating : 4.50/5 ( download)

DOWNLOAD NOW!

Download or read book Regulating Development written by Edmund Amann and published by Edward Elgar Publishing. This book was released on 2006 with total page 323 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulating Development examines the impact that regulation good or bad can have on the development of poorer societies. It opens with a succinct review of critical issues, including the implications of the spread of intellectual property rights legislation and the role of the World Trade Organisation (WTO). The volume examines the regulatory experiences of three important developing economies: Brazil, Ghana and South Africa. Key regulatory themes are analysed, most notably capital markets and corporate governance regulation, the regulation of the telecommunications sector and the use of regulatory reforms to promote the development of small- and medium-sized enterprises. Within each chapter policy lessons are drawn, the relevance of which extend well beyond national or even regional boundaries. The principal aim of the book is to show the extent to which regulation is moving increasingly to centre stage as a driver of development in Africa and Latin America. The book also demonstrates how thoughtful, well-planned regulation can make a real contribution to the emergence of supply-side competitiveness. This book will be invaluable reading for academics, researchers and students with an interest in economics and development studies, as well as for regulators and policymakers in developing countries.

Author : Aaron Alesane
Publisher : Taylor & Francis
ISBN 13 : 1000828735
Total Pages : 407 pages
Book Rating : 4.33/5 ( download)

DOWNLOAD NOW!

Download or read book Microfinance, Livelihoods and Poverty Reduction in Ghana written by Aaron Alesane and published by Taylor & Francis. This book was released on 2022-12-30 with total page 407 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book assesses the role of microfinance in the construction of livelihoods for poverty reduction in the Northern Savannah of Ghana, analysing the current microfinance landscape and financial services in the region. The book analyses the current microfinance landscape and financial services in Ghana. In doing so, it demonstrates the key factors for designing microfinance products and services to ensure greater uptake and outreach enhancing the sustainability of microfinance service providers. Chapters explore the impact of access to microfinance on livelihood diversification, asset accumulation patterns and welfare outcomes. In addition to assessing the role as well as of microfinance as an anti-poverty tool, the book presents new theoretical frameworks and models, including the microfinance livelisystem framework (MFL). This unique framework, which combines and goes beyond existing frameworks, situates the microfinance industry within national and international financial and economic ecosystems and presents the interrelationships between institutions providing services for the construction of livelihoods. Offering new theoretical frameworks and models developed for the microfinance industry with universal application, this book will be of particular use to students and scholars of Development Studies, Development Finance, Poverty and Inequality Studies, Rural Development and Sustainable Finance.

Author :
Publisher : Universal-Publishers
ISBN 13 : 161233539X
Total Pages : 103 pages
Book Rating : 4.91/5 ( download)

DOWNLOAD NOW!

Download or read book International Journal of Management and Transformation: Vol.5, No.1 written by and published by Universal-Publishers. This book was released on 2011-09-28 with total page 103 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Nicholas Mbaya Odhiambo
Publisher : Taylor & Francis
ISBN 13 : 1000893219
Total Pages : 349 pages
Book Rating : 4.12/5 ( download)

DOWNLOAD NOW!

Download or read book Finance for Sustainable Development in Africa written by Nicholas Mbaya Odhiambo and published by Taylor & Francis. This book was released on 2023-07-18 with total page 349 pages. Available in PDF, EPUB and Kindle. Book excerpt: Although a number of selected African countries have made efforts to implement various financial sector reforms, many countries have not fully implemented the requisite reforms required for sustainable development. Instead, they have focused mainly on bank-based financial reforms, thereby neglecting market-based financial reforms. This study provides a one-stop shop for understanding the history and evolution of the financial sector in Africa with a special focus on the sub-Saharan region where the financial system in many countries is still at a relatively nascent stage. The analysis is extensive and robust, and starts from financial repression to financial liberalisation (both internal and external), and its role in sustainable development and poverty alleviation. The book covers a range of important research issues pertaining to financial development in selectede African countries, including interest rate and exchange rate reforms, the dynamics of bank-based and market-based financial development; the role of the informal financial sector in sustainable development; the finance-growth nexus; bank-based versus market-based financial sectors in Africa; financial development and information and communication technology; and financial development and gender equality, among other topics. The book also considers the relationship between the COVID-19 global pandemic and financial development, and concludes by presenting a forecast of the future trends of financial and sustainable development on the African continent in general and sub-Saharfan Africa in particular. The chapters are authored by prominent scholars and researchers in the field of finance and banking, applied econometrics and development economics, with a deep understanding and knowledge of financial development and the local situations in African countries. This book provides crucial reference material for academics, researchers, policymakers and students of all levels and is a must-read for anyone wishing to understand the nature of finance and sustainable development in Africa in relation to the rest of the world. It covers African countries, but with more emphasis on the sub-Saharan African region where the financial systems in many of the countries are still relatively underdeveloped.

Author : Ernest Aryeetey
Publisher : World Bank Publications
ISBN 13 : 9780821338612
Total Pages : 78 pages
Book Rating : 4.17/5 ( download)

DOWNLOAD NOW!

Download or read book Financial Market Fragmentation and Reforms in Sub-Saharan Africa written by Ernest Aryeetey and published by World Bank Publications. This book was released on 1997-01-01 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: FIAS Occasional Paper No. 9. Many developing countries have made dramatic progress in promoting private sector participation in their infrastructure sectors, especially with the help of foreign investors. However, this has not been the case in Southern and Eastern Africa, which have been perceived as relatively unattractive locations for investment. This paper describes the state of infrastructure in the region, takes stock of actual and potential projects in the various sectors, and analyzes the main impediments to private investment in the region's infrastructure services.

Author :
Publisher : World Bank Publications
ISBN 13 : 9780821353448
Total Pages : 270 pages
Book Rating : 4.46/5 ( download)

DOWNLOAD NOW!

Download or read book A Guide to the World Bank written by and published by World Bank Publications. This book was released on 2003 with total page 270 pages. Available in PDF, EPUB and Kindle. Book excerpt: The World Bank Group works in more than 100 developing economies and is one of the world's largest sources of development assistance. In 2002, the institution provided US $19.5 billion in loans to its client countries. This guide reviews the organisation's history, objectives and operations, and looks at the five institutions that make up the World Bank Group: the International Bank for Reconstruction and Development (IBRD), the International Development Association (IDA), the International Finance Corporation (IFC), the Multilateral Investment Guarantee Agency (MIGA), and the International Centre for Settlement of Investment Disputes (ICSID).

Author : John Kuada
Publisher : Adonis & Abbey Publishers Ltd
ISBN 13 : 1912234416
Total Pages : 324 pages
Book Rating : 4.17/5 ( download)

DOWNLOAD NOW!

Download or read book Internationalisation andEnterprise Development inGhana written by John Kuada and published by Adonis & Abbey Publishers Ltd. This book was released on 2000-05-09 with total page 324 pages. Available in PDF, EPUB and Kindle. Book excerpt: Policy makers and scholars consider private enterprise development as one of the most promising avenues of economic growth in Africa. To grow, enterprises must improve the efficiency and effectiveness of their operations, often through internationalisation. It is generally believed that internationalisation enhances the technological and managerial capacities of firms and also helps them to leverage other types of resources not immediately available within their own countries. In recent years, there has been an upsurge of interest in exploring the extent to which African firms are integrated into global business networks, and the benefits, if any, derived from such integrations. The above informed the need for an empirical investigations in Ghana from 2002-2003, the results of which are presented in this book. Based on the experiences in Ghana, contributors to the volume explore the issues of internationalisation in Africa by focusing on firm-level activities and inter-firm relations rather than on macro issues. They draw on dominant theories of internationalisation to explore issues such as sustained competitive advantages of firms, management and business relations in export processing zones, organisational structures, competence and leadership; culture, learning and cross-border inter-firm linkages as well as finance and stock exchange performance in Ghana. Internationalisation and Enterprise Development is a major contribution to the body of knowledge on enterprise development in Africa in general, and Ghana in particular. It is a must-read to all who are interested in Africa's enterprise development including the role played by internationalisation in that process.

Author : Christopher J. Green
Publisher : Edward Elgar Publishing
ISBN 13 : 1845424603
Total Pages : 465 pages
Book Rating : 4.02/5 ( download)

DOWNLOAD NOW!

Download or read book Finance and Development written by Christopher J. Green and published by Edward Elgar Publishing. This book was released on 2006-01-01 with total page 465 pages. Available in PDF, EPUB and Kindle. Book excerpt: In this new book a group of 18 distinguished authors presents comprehensive surveys of current issues in the field of finance and development. . . This book nicely bridges the gap between general research on the role of finance for economic growth and the role finance plays for developing economies and poverty reduction. . . Moreover, the authors identify a great number of promising ideas for future research. . . Ryszard Kokoszczynski, SUERF Newsletter The European Money & Finance Forum In the last two decades, the role of finance in the development process has become a major topic of research and debate. Although it is widely agreed that there is an important link between the two, there is much less consensus on the exact nature of the relationship. Is financial development a prerequisite for general economic development, or is it a more passive by-product of the development process? In this valuable new book, a distinguished group of authors takes stock of the existing state of knowledge in the field of finance and the development process. Each chapter offers a comprehensive survey and synthesis of current issues. These include such critical subjects as savings, financial markets and the macroeconomy, stock market development, financial regulation, foreign investment and aid, financing livelihoods, microfinance, rural financial markets, small and medium enterprises, corporate finance and banking. This book will be accessible to postgraduate and advanced undergraduate students of finance and development. It will also be an essential reference source for all professionals and academics working in this area who want to learn how finance can contribute to the development process and poverty reduction.