Residential Appraisals Opportunities To Enhance Oversight Of An Evolving Industry

Author : William B. Shear
Publisher : DIANE Publishing
ISBN 13 : 1437988695
Total Pages : 60 pages
Book Rating : 4.97/5 ( download)

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Download or read book Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry written by William B. Shear and published by DIANE Publishing. This book was released on 2011 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: Real estate valuations, which encompass appraisals and other estimation methods, have come under increased scrutiny in the wake of the recent mortgage crisis. The Dodd- Frank Wall Street Reform and Consumer Protection Act mandated this study of the various valuation methods and the options available for selecting appraisers, as well as the Home Valuation Code of Conduct, which established appraiser independence requirements for mortgages sold to Fannie Mae and Freddie Mac. This report examined: (1) the use of different valuation methods; (2) factors affecting consumer costs for appraisals and appraisal disclosure requirements; and (3) conflict-of-interest and appraiser selection policies and views on their impact. A print on demand report.

Author : Government Accountability Office
Publisher :
ISBN 13 : 9781974645084
Total Pages : 60 pages
Book Rating : 4.88/5 ( download)

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Download or read book Residential Appraisals written by Government Accountability Office and published by . This book was released on 2017-08-17 with total page 60 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Real estate valuations, whichencompass appraisals and otherestimation methods, have come underincreased scrutiny in the wake of therecent mortgage crisis. The Dodd-Frank Wall Street Reform andConsumer Protection Act (the Act)mandated that GAO study the variousvaluation methods and the optionsavailable for selecting appraisers, aswell as the Home Valuation Code ofConduct (HVCC), which establishedappraiser independence requirementsfor mortgages sold to Fannie Mae andFreddie Mac (the enterprises). GAOexamined (1) the use of differentvaluation methods, (2) factors affectingconsumer costs for appraisals andappraisal disclosure requirements, and(3) conflict-of-interest and appraiserselection policies and views on theirimpact. To address these objectives,GAO analyzed government andindustry data; reviewed academic andindustry literature; examined federalpolicies and regulations, professionalstandards, and internal policies andprocedures of lenders and appraisalmanagement companies (AMC); andinterviewed a broad range of industryparticipants and observers."

Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781719030472
Total Pages : 26 pages
Book Rating : 4.72/5 ( download)

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Download or read book Residential Appraisals written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-05-12 with total page 26 pages. Available in PDF, EPUB and Kindle. Book excerpt: Residential Appraisals: Opportunities to Enhance Oversight of an Evolving Industry

Author : United States. Government Accountability Office
Publisher :
ISBN 13 :
Total Pages : 54 pages
Book Rating : 4.43/5 ( download)

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Download or read book Residential appraisals written by United States. Government Accountability Office and published by . This book was released on 2011 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : William B. Shear
Publisher :
ISBN 13 :
Total Pages : 9 pages
Book Rating : 4.01/5 ( download)

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Download or read book Residential appraisals written by William B. Shear and published by . This book was released on 2011 with total page 9 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 112 pages
Book Rating : 4.73/5 ( download)

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Download or read book Regulatory Programs written by United States. General Accounting Office and published by . This book was released on 2003 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : U.s. Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781974264254
Total Pages : 24 pages
Book Rating : 4.54/5 ( download)

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Download or read book Residential Appraisals written by U.s. Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-08-05 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: " Real estate valuations, which encompass appraisals and other estimation methods, have come under increased scrutiny in the wake of the recent mortgage crisis. The Dodd-Frank Act codified several independence requirements for appraisers and requires federal regulators to set standards for registering AMCs. Additionally, the act expanded the role of ASC, which oversees the appraisal regulatory structure established by Title XI of FIRREA. The act also directed GAO to conduct two studies on real estate appraisals. This testimony discusses information from those studies, including (1) the use of different real estate valuation methods, (2) policies on appraiser conflict-of-interest and selection and views on their impact, and (3) ASC's performance of its Title XI functions. To address these objectives, GAO analyzed government and industry data; reviewed academic and industry literature; examined policies, regulations, and professional standards; and interviewed industry participants and stakeholders. "

Author :
Publisher : DIANE Publishing
ISBN 13 : 1428943013
Total Pages : 108 pages
Book Rating : 4.18/5 ( download)

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Download or read book Regulatory programs opportunities to enhance oversight of the real estate appraisal industry : report to Congressional requesters written by and published by DIANE Publishing. This book was released on with total page 108 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781984196798
Total Pages : 24 pages
Book Rating : 4.90/5 ( download)

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Download or read book Gao-04-580t Regulatory Programs written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2018-01-25 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: GAO-04-580T Regulatory Programs: Opportunities to Enhance Oversight of the Real Estate Appraisal Industry

Author : United States Government Accountability Office
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781978458154
Total Pages : 24 pages
Book Rating : 4.50/5 ( download)

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Download or read book Regulatory Programs written by United States Government Accountability Office and published by Createspace Independent Publishing Platform. This book was released on 2017-10-21 with total page 24 pages. Available in PDF, EPUB and Kindle. Book excerpt: Regulatory Programs: Opportunities to Enhance Oversight of the Real Estate Appraisal Industry