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Author :
Publisher :
ISBN 13 :
Total Pages : 112 pages
Book Rating : 4.41/5 ( download)
Download or read book Report on Marketing Practices in the Federal Family Education Loan Program written by and published by . This book was released on 2007 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author :
Publisher :
ISBN 13 :
Total Pages : 112 pages
Book Rating : 4.30/5 ( download)
Download or read book Second Report on Marketing Practices in the Federal Family Education Loan Program written by and published by . This book was released on 2007 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Congress of the U.S., Washington, DC. Senate Committee on Health, Education, Labor, and Pensions
Publisher :
ISBN 13 :
Total Pages : 580 pages
Book Rating : 4.43/5 ( download)
Download or read book Report on Marketing Practices in the Federal Family Education Loan Program written by Congress of the U.S., Washington, DC. Senate Committee on Health, Education, Labor, and Pensions and published by . This book was released on 2007 with total page 580 pages. Available in PDF, EPUB and Kindle. Book excerpt: This report was prepared by the Chairman's Staff of the Senate Health, Education, Labor and Pensions Committee setting forth the findings of an investigation into marketing practices in the Federal Family Education Loan program ("FFEL"). Evidence uncovered by the Chairman's investigation demonstrates that many FFEL lenders routinely engage in marketing practices that violate the letter and spirit of the inducement prohibition of the Higher Education Act. Given the breadth of the evidence presented in this report it is clear that the problem is systemic and cannot be isolated to a few "problem" lenders or schools. The report addresses a discrete set of marketing practices including: (1) Some FFEL lenders provided compensation to schools with the expectation, and in some cases an explicit agreement, that the school will give the lenders preferential treatment, including placement on the school's preferred lender list; (2) Other FFEL lenders spent large sums on travel and accommodation expenses for meetings of Advisory Boards comprised of school officials, and often expected these benefits to yield increased loan volume, or other preferential treatment, at Board members' schools; (3) School officials held financial interests, including stock and options to purchase stock, in FFEL lenders which are on the preferred lender list or are otherwise recommended to students; and (4) School officials received payments for consulting and other services from FFEL lenders which are on the preferred lender list or are otherwise recommended to students. (Contains 52 notes and 118 exhibits.).
Author : American Association of University Professors American Association of University Professors
Publisher : University of Illinois Press
ISBN 13 : 0252096584
Total Pages : 370 pages
Book Rating : 4.87/5 ( download)
Download or read book Recommended Principles to Guide Academy-Industry Relationships written by American Association of University Professors American Association of University Professors and published by University of Illinois Press. This book was released on 2014-02-15 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: The reputation of a college or institution depends upon the integrity of its faculty and administration. Though budgets are important, ethics are vital, and a host of new ethical problems now beset higher education. From MOOCS and intellectual property rights to drug industry payments and conflicts of interest, this book offers AAUP policy language and best practices to deal with all the campus-wide challenges of today's corporate university: • Preserving the integrity of research and public respect for higher education • Eliminating and managing individual and institutional financial conflicts of interest • Maintaining unbiased hiring and recruitment policies • Establishing grievance procedures and due process rights for faculty, graduate students, and academic professionals • Mastering the complications of negotiations over patents and copyright • Assuring the ethics of research involving human subjects. In a time of dynamic change Recommended Principles to Guide Academy-Industry Relationships offers an indispensable and authoritative guide to sustaining integrity and tradition while achieving great things in twenty-first century academia.
Author : United States. Government Accountability Office
Publisher :
ISBN 13 :
Total Pages : 56 pages
Book Rating : 4.65/5 ( download)
Download or read book Federal Family Education Loan Program written by United States. Government Accountability Office and published by . This book was released on 2004 with total page 56 pages. Available in PDF, EPUB and Kindle. Book excerpt:
Author : Christopher Newfield
Publisher : Johns Hopkins University Press
ISBN 13 : 1421427036
Total Pages : 445 pages
Book Rating : 4.34/5 ( download)
Download or read book The Great Mistake written by Christopher Newfield and published by Johns Hopkins University Press. This book was released on 2018-10-01 with total page 445 pages. Available in PDF, EPUB and Kindle. Book excerpt: A powerful, hopeful critique of the unnecessary death spiral of higher education, The Great Mistake is essential reading for those who wonder why students have been paying more to get less and for everyone who cares about the role the higher education system plays in improving the lives of average Americans.
Author : Alan Collinge
Publisher : Beacon Press
ISBN 13 : 0807096725
Total Pages : 188 pages
Book Rating : 4.27/5 ( download)
Download or read book The Student Loan Scam written by Alan Collinge and published by Beacon Press. This book was released on 2009-02-01 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Student Loan Scam is an exposé of the predatory nature of the $85-billion student loan industry. In this in-depth exploration, Collinge argues that student loans have become the most profitable, uncompetitive, and oppressive type of debt in American history. This has occurred in large part due to federal legislation passed since the mid-1990s that removed standard consumer protections from student loans-and allowed for massive penalties and draconian wealth-extraction mechanisms to collect this inflated debt. High school graduates can no longer put themselves through college for a few thousand dollars in loan debt. Today, the average undergraduate borrower leaves school with more than $20,000 in student loans, and for graduate students the average is a whopping $42,000. For the past twenty years, college tuition has increased at more than double the rate of inflation, with the cost largely shifting to student debt. Collinge covers the history of student loans, the rise of Sallie Mae, and how universities have profited at the expense of students. The book includes candid and compelling stories from people across the country about how both nonprofit and for-profit student loan companies, aided by poor legislation, have shattered their lives-and livelihoods. With nearly 5 million defaulted loans, this crisis is growing to epic proportions. The Student Loan Scam takes an unflinching look at this unprecedented and pressing problem, while exposing the powerful organizations and individuals who caused it to happen. Ultimately, Collinge argues for the return of standard consumer protections for student loans, among other pragmatic solutions, in this clarion call for social action.
Author : Kay L. Daly
Publisher : DIANE Publishing
ISBN 13 : 1437923607
Total Pages : 20 pages
Book Rating : 4.05/5 ( download)
Download or read book Federal Student Loans written by Kay L. Daly and published by DIANE Publishing. This book was released on 2010 with total page 20 pages. Available in PDF, EPUB and Kindle. Book excerpt: These are the briefing slides in response to section 1119 of the Higher Educ. Opportunity Act. This act mandated a study of the financial and compliance audits and reviews required or conducted for the Fed. Family Educ. Loan and Fed. Direct Loan Programs. On August 6 and 7, 2009, the author briefed the staff of congressional committees on the types of audits, reviews, agreed-upon procedures, and reconciliations that are required or conducted for these programs. The author has incorporated additional information on the agreed-upon procedures engagements required by the Ensuring Continued Access to Student Loans Act and the reconciliations performed by the Dept. of Education's Office of Federal Student Aid. Charts and tables.
Author : Devin Fergus
Publisher : Oxford University Press
ISBN 13 : 0199970165
Total Pages : 265 pages
Book Rating : 4.62/5 ( download)
Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press. This book was released on 2018 with total page 265 pages. Available in PDF, EPUB and Kindle. Book excerpt: Politicians, economists, and the media have put forth no shortage of explanations for the mounting problem of wealth inequality - a loss of working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. Whilethese arguments focus on the macro problems that contribute to growing inequality, they overlook one innocuous but substantial contributor to the widening divide: the explosion of fees accompanying virtually every transaction that people make.As Devin Fergus shows in Land of the Fee, these perfectly legal fees are buried deep within the verbose agreements between vendors and consumers - agreements that few people fully read or comprehend. The end effect, Fergus argues, is a massive transfer of wealth from the many to the few: largebanking corporations, airlines, corporate hotel chains, and other entities of vast wealth. Fergus traces the fee system from its origins in the deregulatory wave of the late 1970s to the present, placing the development within the larger context of escalating income inequality. He organizes the bookaround four of the basics of existence: housing, work, transportation, and schooling. In each category, industry lobbyists successfully influenced legislatures into transforming the law until surreptitious fees became the norm.The average consumer is now subject to a dizzying array of charges in areas like mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. The fees that accompany these transactions are not subject to usury laws and have effectively redistributed wealth fromthe lower and middle classes to ultra-wealthy corporations and the individuals at their pinnacles. By exposing this predatory and nearly invisible system of fees, Land of the Fee will reshape our understanding of wealth inequality in America.
Author : Charlene Wear Simmons
Publisher : California State Library
ISBN 13 :
Total Pages : 68 pages
Book Rating : 4.04/5 ( download)
Download or read book Student Loans for Higher Education written by Charlene Wear Simmons and published by California State Library. This book was released on 2008 with total page 68 pages. Available in PDF, EPUB and Kindle. Book excerpt: Describes federally subsidized and guaranteed loans, examines private student loan industry, and discusses issues relating to student debt and financial counseling. Also covers loan practices that have led to allegations and findings of fraud and abuse, as well as recent federal and state legislative and administrative responses.
