Real Estate Appraisal Death Of An Industry

Author : Hamp Thomas
Publisher : Hamp Thomas
ISBN 13 : 9781475107906
Total Pages : 182 pages
Book Rating : 4.00/5 ( download)

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Download or read book Real Estate Appraisal Death of an Industry written by Hamp Thomas and published by Hamp Thomas. This book was released on 2012-03-27 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Like no event in history, the real estate appraisal industry has been slandered, steered, and stomped into submission. Charged and convicted of a crime they did not commit. Big banking is leading a new revolution, taking real estate appraisers out of the mortgage lending process. Enter computerized home valuation services, being promoted as the "technology-based" saviors to the home buying public. The greatest sales job ever, sold to a real estate weary public who just wants to know they are paying a fair price. Discover the misinformation that is killing an entire industry that consumers need now more than ever before. Caveat Emptor!

Author : D. Hampton Thomas
Publisher :
ISBN 13 : 9781452877211
Total Pages : 166 pages
Book Rating : 4.11/5 ( download)

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Download or read book Death of an Industry - Real Estate Appraisal written by D. Hampton Thomas and published by . This book was released on 2010-05-05 with total page 166 pages. Available in PDF, EPUB and Kindle. Book excerpt: Who wants appraisers removed from the mortgage lending process and why? Follow the Golden Rule as we explore how the real estate crisis began, how appraisers were the easiest target for reform, how the HVCC was created and the real reason why, the dangers of using automated valuation models, the public records and MLS information crisis, and discover a five step solution.

Author : James E. Manning
Publisher : Tate Publishing
ISBN 13 : 1617393673
Total Pages : 200 pages
Book Rating : 4.79/5 ( download)

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Download or read book Public Trust Betrayed written by James E. Manning and published by Tate Publishing. This book was released on 2011-02 with total page 200 pages. Available in PDF, EPUB and Kindle. Book excerpt: The independent real estate appraiser is being driven out of the business by the same forces that borrowed billions from the taxpayer in the form of a bailout, speculated in an over-leveraged derivatives market, and swallowed each other up after years of mismanagement. Why should anybody care? Because the housing recovery is dependent on transparency that we have not seen in more than a decade. Public Trust Betrayed: The Truth Behind the Real Estate Appraisal Industry emphasizes that there must be transparency and objectivity in the mortgage and evaluation process if we are to solve the current credit crisis and what we must change in the financial industry to prevent another economic meltdown. As a result of fraud, conflicts of interest, over-valuations, and lax underwriting standards, the entire lending industry must be examined and changed if any meaningful housing recovery is to be accomplished. 'Appraisal issues played a major role in the housing boom and bust. To get an insider's view of that historic and horrendous cycle -- and the troubling reality of where we are now -- read this book.' --Ken Harney, Syndicated Columnist, Washington Post Writers Group 'This is one man's story about the deceptions he saw in the home appraisal market, deceiving homeowners and lenders alike. It will open your eyes.' --Jane Bryant Quinn, author of Making the Most of Your Money NOW Author James Manning gives the reader rare insights into the pressures being placed on today's real estate appraiser in an easy-to-read format, a folksy delivery, and with real-life experiences sprinkled throughout.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation
Publisher :
ISBN 13 :
Total Pages : 100 pages
Book Rating : 4.33/5 ( download)

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Download or read book The Real Estate Appraisal Industry written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs. Subcommittee on Housing and Transportation and published by . This book was released on 2005 with total page 100 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Edith Judith Friedman
Publisher :
ISBN 13 :
Total Pages : 1192 pages
Book Rating : 4.65/5 ( download)

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Download or read book Encyclopedia of Real Estate Appraising written by Edith Judith Friedman and published by . This book was released on 1968 with total page 1192 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Adrian Watts
Publisher : Your Real Estate Appraisal
ISBN 13 : 9780692995228
Total Pages : 140 pages
Book Rating : 4.26/5 ( download)

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Download or read book Your Real Estate Appraisal written by Adrian Watts and published by Your Real Estate Appraisal. This book was released on 2017-12-04 with total page 140 pages. Available in PDF, EPUB and Kindle. Book excerpt: Notes for the Homeowner. What is an appraisal? Understanding an appraisal. Common Appraisal Mistakes. Analyzing Markets and What is a Neighborhood? Competing Markets, Market Area, Competing Markets, Market Stabilization, Increasing and Declining Markets, Market Conditions Report and Neighborhood Analysis Comparable Selection. How is an Adjustment Calculated? How a Reconciliation Reads? Quality of Data and How it affects Real Estate Appraisals? Rebuttals and Creating One. Unacceptable Appraisal Practice, Appraisal Review. Things That May Kill the Deal. Real Estate Investment and Things to Avoid. Buying a "Rehabbed" Property. Sales via For Sale by Owner, Advice for the First Time Homebuyer. Your Appraiser, Inspection Issues and FHA Inspections. Drive by Appraisals, USDA, Your Appraiser and Home Inspectors. Who is Managing the Appraisal Process? This text discusses the appraisal process and all its facets as they relate to the mortgage industry at large. A borrower applying for a loan should know how this may affect them. Most would agree it is better to know beforehand if there is going to be problem, or at least understand what the reasons are when one arises. Most of us will encounter the work of a real estate appraiser at some point in our lives. The result could be completely uneventful, but problems may arise. What happens if the property's appraised value is lower than expected? Several things could happen. In some cases, a buyer will have to renegotiate the contract. If a homeowner has applied to refinance their property, they may move forward but with a higher interest rate and may have to pay PMI (Private Mortgage Insurance). In other situations, the loan may be denied due to insufficient collateral, since the appraised value was lower than expected. The appraisal process is complicated, certainly expensive, and sadly sometimes leads to no result. The industry is not perfect, and the appraiser has limitations on what they can or cannot do. Some limitations may cause borrowers to be frustrated. Market practices, a lack of data to support any other adjustment and restrictive Lender guidelines are common irritations. Then again in some cases, we do make mistakes, and it would be helpful for the borrower to identify them and have options to find a resolution. The average reader should be able to understand an appraisal report, at least to the point where it makes sense. This text endeavors to help in that process, yet in no way pretends to be complete due to the complex nature of the industry and appraisal practices, nonetheless most topics are discussed in depth.

Author : United States. General Accounting Office
Publisher :
ISBN 13 :
Total Pages : 112 pages
Book Rating : 4.73/5 ( download)

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Download or read book Regulatory Programs written by United States. General Accounting Office and published by . This book was released on 2003 with total page 112 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author :
Publisher :
ISBN 13 :
Total Pages : 518 pages
Book Rating : 4.14/5 ( download)

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Download or read book Study of California's Real Estate Appraisal Industry written by and published by . This book was released on 1988 with total page 518 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : D. Hamp Thomas
Publisher :
ISBN 13 : 9781453629444
Total Pages : 78 pages
Book Rating : 4.40/5 ( download)

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Download or read book What Every Agent Should Know about Appraisers and the New Appraisal Process written by D. Hamp Thomas and published by . This book was released on 2010-04-29 with total page 78 pages. Available in PDF, EPUB and Kindle. Book excerpt: Today's brokers must understand the appraisal purpose and process. That understanding will help them to manage the closing process more efficiently, better explain the process to their clients, and help them reach more closings. This book is all about learning how the appraiser's role impacts the real estate agent's job. It's a new day in residential real real estate, but one old saying continues to be true; the more you learn - the more you earn. Learn more about turning low appraisals into closed sales!

Author : William L. Ventolo
Publisher : Dearborn Real Estate
ISBN 13 : 9780793142705
Total Pages : 468 pages
Book Rating : 4.09/5 ( download)

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Download or read book Fundamentals of Real Estate Appraisal written by William L. Ventolo and published by Dearborn Real Estate. This book was released on 2001 with total page 468 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fundamentals of Real Estate Appraisal, 8th Edition contains all the tools you need to understand today's ever-changing appraisal marketplace. The book includes: An Internet Appendix containing Web site addresses useful for all appraisers; Free Appraise-It software for hands- on practice filling out electronic appraisal forms; and over 65 exercises and 15 Achievement exams to test your appraisal knowledge. Pass your exam the first time with this study guide designed specifically for the appraisal licensing exam.