Modernizing The Us Financial Regulatory System

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher :
ISBN 13 :
Total Pages : 404 pages
Book Rating : 4.03/5 ( download)

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Download or read book Modernizing the U.S. Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 404 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Professor United States Congress
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781983823206
Total Pages : 402 pages
Book Rating : 4.01/5 ( download)

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Download or read book Modernizing the U.S. Financial Regulatory System written by Professor United States Congress and published by Createspace Independent Publishing Platform. This book was released on 2018-01-14 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Modernizing the U.S. financial regulatory system: hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session ... February 4, 2009.

Author : United States Senate
Publisher :
ISBN 13 : 9781704355467
Total Pages : 402 pages
Book Rating : 4.6X/5 ( download)

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Download or read book Modernizing the U.S. Financial Regulatory System written by United States Senate and published by . This book was released on 2019-11 with total page 402 pages. Available in PDF, EPUB and Kindle. Book excerpt: Modernizing the U.S. financial regulatory system: hearing before the Committee on Banking, Housing, and Urban Affairs, United States Senate, One Hundred Eleventh Congress, first session ... February 4, 2009.

Author : Gene L. Dodaro
Publisher : DIANE Publishing
ISBN 13 : 1437912974
Total Pages : 30 pages
Book Rating : 4.75/5 ( download)

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Download or read book Financial Regulation: A Framework for Crafting and Assessing Proposals to Modernize the Outdated U. S. Financial Regulatory System written by Gene L. Dodaro and published by DIANE Publishing. This book was released on 2009-11 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt: This testimony discusses a Jan. 8, 2009, report that provides a framework for modernizing the outdated U.S. financial regulatory system. This testimony: (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other important areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress and others to shape potential regulatory reform efforts. Charts and tables.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher :
ISBN 13 :
Total Pages : 393 pages
Book Rating : 4.84/5 ( download)

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Download or read book Modernizing the U.S. Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States. Congressional Oversight Panel
Publisher :
ISBN 13 :
Total Pages : 120 pages
Book Rating : 4.82/5 ( download)

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Download or read book Congressional Oversight Panel Special Report on Regulatory Reform written by United States. Congressional Oversight Panel and published by . This book was released on 2009 with total page 120 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Lawrence P. Cowell
Publisher : Nova Science Pub Incorporated
ISBN 13 : 9781607414421
Total Pages : 183 pages
Book Rating : 4.22/5 ( download)

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Download or read book Modernizing Financial Regulation written by Lawrence P. Cowell and published by Nova Science Pub Incorporated. This book was released on 2010 with total page 183 pages. Available in PDF, EPUB and Kindle. Book excerpt: The current U.S. financial regulatory system has relied on a fragmented and complex arrangement of federal and state regulators, put into place over the past 150 years, that has not kept pace with major developments in financial markets and products in recent decades. As the nation finds itself in the midst of one of the worst financial crises ever, the regulatory system increasingly appears to be ill-suited to meet the nation's needs in the 21st century. This book explores a framework for modernising the outdated U.S. financial regulatory system to help policymakers weigh various regulatory reform proposals and consider ways in which the current regulatory system could be made more effective and efficient.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher :
ISBN 13 :
Total Pages : 393 pages
Book Rating : 4.17/5 ( download)

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Download or read book Modernizing the U.S. Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2009 with total page 393 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Gene L. Dodaro
Publisher :
ISBN 13 :
Total Pages : 27 pages
Book Rating : 4.89/5 ( download)

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Download or read book Financial Regulation written by Gene L. Dodaro and published by . This book was released on 2009 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This testimony discusses GAO's January 8, 2009, report that provides a framework for modernizing the outdated U.S. financial regulatory system. GAO prepared this work under the authority of the Comptroller General to help policymakers weigh various regulatory reform proposals and consider ways in which the current regulatory system could be made more effective and efficient. This testimony (1) describes how regulation has evolved in banking, securities, thrifts, credit unions, futures, insurance, secondary mortgage markets and other important areas; (2) describes several key changes in financial markets and products in recent decades that have highlighted significant limitations and gaps in the existing regulatory system; and (3) presents an evaluation framework that can be used by Congress and others to shape potential regulatory reform efforts. The current U.S. financial regulatory system has relied on a fragmented and complex arrangement of federal and state regulators--put into place over the past 150 years--that has not kept pace with major developments in financial markets and products in recent decades. Today, almost a dozen federal regulatory agencies, numerous self-regulatory organizations, and hundreds of state financial regulatory agencies share responsibility for overseeing the financial services industry. As the nation finds itself in the midst of one of the worst financial crises ever, it has become apparent that the regulatory system is ill-suited to meet the nation's needs in the 21st century. Several key changes in financial markets and products in recent decades have highlighted significant limitations and gaps in the existing regulatory system. First, regulators have struggled, and often failed, to mitigate the systemic risks posed by large and interconnected financial conglomerates and to ensure they adequately manage their risks. Second, regulators have had to address problems in financial markets resulting from the activities of large and sometimes less-regulated market participants--such as nonbank mortgage lenders, hedge funds, and credit rating agencies--some of which play significant roles in today's financial markets. Third, the increasing prevalence of new and more complex investment products has challenged regulators and investors, and consumers have faced difficulty understanding new and increasingly complex retail mortgage and credit products. Fourth, standard setters for accounting and financial regulators have faced growing challenges in ensuring that accounting and audit standards appropriately respond to financial market developments, and in addressing challenges arising from the global convergence of accounting and auditing standards. Finally, as financial markets have become increasingly global, the current fragmented U.S. regulatory structure has complicated some efforts to coordinate internationally with other regulators. These significant developments have outpaced a fragmented and outdated regulatory structure, and, as a result, significant reforms to the U.S. regulatory system are critically and urgently needed. The current system has significant weaknesses that, if not addressed, will continue to expose the nation's financial system to serious risks. Our report offers a framework for crafting and evaluating regulatory reform proposals consisting of nine characteristics that should be reflected in any new regulatory system. By applying the elements of the framework, the relative strengths and weaknesses of any reform proposal should be better revealed, and policymakers should be able to focus on identifying trade-offs and balancing competing goals. Similarly, the framework could be used to craft proposals, or to identify aspects to be added to existing proposals to make them more effective and appropriate for addressing the limitations of the current system.

Author : United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs
Publisher :
ISBN 13 :
Total Pages : 96 pages
Book Rating : 4.09/5 ( download)

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Download or read book The Administration's Proposal to Modernize the Financial Regulatory System written by United States. Congress. Senate. Committee on Banking, Housing, and Urban Affairs and published by . This book was released on 2010 with total page 96 pages. Available in PDF, EPUB and Kindle. Book excerpt: