Modeling The Npa Of A Large Indian Public Sector Bank As A Function Of Total Assets

Author : Rajveer Rawlin
Publisher : GRIN Verlag
ISBN 13 : 365608310X
Total Pages : 41 pages
Book Rating : 4.08/5 ( download)

DOWNLOAD NOW!

Download or read book Modeling the NPA of a Large Indian Public Sector Bank as a Function of Total Assets written by Rajveer Rawlin and published by GRIN Verlag. This book was released on 2011-12 with total page 41 pages. Available in PDF, EPUB and Kindle. Book excerpt: Scientific Study from the year 2011 in the subject Business economics - Banking, Stock Exchanges, Insurance, Accounting, grade: 1, Dayananda Sagar College of Engineering (Department of Management Studies), course: Non Performing Assets, Banking, language: English, abstract: Non-performing assets (NPA) are the loans given by a bank or a financial institution where in the borrower defaults or delays interest and / principal payment. The management of NPAs therefore, is a very important part of credit management of banks and financial institutions in the Country. Currently NPA estimates in India are predominantly obtained from figures published by the Reserve Bank of India (RBI). However it would be helpful for banks and financial institutions to have an estimate of the NPA as soon as loan amounts are disbursed. This study attempted to develop a predictive model for the NPA% at both the gross and net level from the total assets of one of India's largest public banks. A strong correlation was observed between gross and net NPA% and the total assets suggesting that estimates of gross and net NPA can be made from total assets. Linear and non linear models were fit to predict the NPA% from the total assets. A non linear model linking both Gross and net NPA to total assets provided the best curve fit and the least deviation from actual values. Thus by simply looking at the banks total assets an overall picture of the banks NPA level can be ascertained.

Author : Sk Mujibar Rahaman
Publisher : Exceller Books
ISBN 13 :
Total Pages : 189 pages
Book Rating : 4./5 ( download)

DOWNLOAD NOW!

Download or read book Managing Non-Performing Assets in Indian Public Sector Banks written by Sk Mujibar Rahaman and published by Exceller Books. This book was released on 2022-09-30 with total page 189 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book provides a comprehensive coverage of a burning issue faced by the banking industry in India, namely, the problem of Non-Performing Assets (NPAs). The book elucidates the theoretical exposition of NPAs in the first instance. It also demystifies the trends in movement of NPAs and thereby expounds efficiency in NPA management by Public Sector Banks, PSBs, in India. Recognising the inevitable and festering nature of the problem, the author has come out, inter alia, with a data-driven approach to measure financial performance and thereby assessed impact of the problem on different performance areas of banks. The book also investigates the major factors causing the problem of NPAs of the Indian PSBs. Finally, the author provides certain recommendations for the banks and the government that can help manage NPAs and strengthen the banking industry in the country.

Author : Dr. Sunita Shukla
Publisher : Book Bazooka Publication
ISBN 13 : 9386895706
Total Pages : 150 pages
Book Rating : 4.07/5 ( download)

DOWNLOAD NOW!

Download or read book Futue of FinTech: Innovative Business Model for Financial Inclusion written by Dr. Sunita Shukla and published by Book Bazooka Publication. This book was released on 2019-11-14 with total page 150 pages. Available in PDF, EPUB and Kindle. Book excerpt: This compendium is a collection of papers which were presented in National Seminar on the theme “FinTech: Innovative Business Model for Financial Inclusion.” Organized by Department of MBA, I.T.S Engineering College, Greater Noida on November 15th, 2019. Through this compendium we aim to collate the ideas generated in the Seminar and bring them to the readers. FinTech is one of the promising industries all over the world and at the same time disruption to financial services Industry. The high usage of smart phones and technology based products has created the demand for accessing of financial services through internet. Further, this growth is expected to be USD 305.7 bn by 2023. The services provided by these companies are not only confined to payments, it cater much broader range of services like lending, capital market and wealth management. The collection of papers in this compendium focuses on various dimensions on the contemporary and emerging trends of banking and financial services in a digital world and major issues and challenges for the future market players in Financial Services Industry.

Author : Arindam Bandyopadhyay
Publisher : Cambridge University Press
ISBN 13 : 110714647X
Total Pages : 390 pages
Book Rating : 4.71/5 ( download)

DOWNLOAD NOW!

Download or read book Managing Portfolio Credit Risk in Banks: An Indian Perspective written by Arindam Bandyopadhyay and published by Cambridge University Press. This book was released on 2016-05-09 with total page 390 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book explains how a proper credit risk management framework enables banks to identify, assess and manage the risk proactively.

Author : T. V. Gopalakrishnan
Publisher : Northern Book Centre
ISBN 13 : 9788172111823
Total Pages : 220 pages
Book Rating : 4.27/5 ( download)

DOWNLOAD NOW!

Download or read book Management of Non-performing Advances written by T. V. Gopalakrishnan and published by Northern Book Centre. This book was released on 2004 with total page 220 pages. Available in PDF, EPUB and Kindle. Book excerpt: The book deals with the problem of Non-Performing Advances (NPAs) in public sector banks and its impact on the banks' books, banking and financial system of the economy. Recognizing the inevitable and festering nature of the problem, the author has come out, inter alia, with a statistical model as an innovative, simple and practical solution to contain NPA formation to ensure a strong balance sheet for banks and improved image of the borrowers. The author claims that the solution will prove to be a win-win situation for all stakeholders of banks including the economy, and its constituents Government, shareholders, depositors, borrowers, employees and others. Salient Features Changes brought about in banks under Banking Sector Reforms. • Emergence of NPAs in banks. • Problem of NPAs: Its causes and effects. • Performance of Public sector banks on management of NPAs. • Impact of NPAs on the economy, banks’ balance sheets and profit and loss accounts. • Suggestions to contain NPAs from the angles of banks, borrowers, Government, Regulator and others. • A Statistical Model developed to contain formation of NPAs, strengthen banks' balance sheets and develop an emotional rapport between banks and borrowers.

Author : Debaprosanna Nandy
Publisher : Universal-Publishers
ISBN 13 : 1599423510
Total Pages : pages
Book Rating : 4.17/5 ( download)

DOWNLOAD NOW!

Download or read book Banking Sector Reforms in India and Performance Evaluation of Commercial Banks written by Debaprosanna Nandy and published by Universal-Publishers. This book was released on 2010-07-29 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: The Committee on Financial System (CFS), popularly known as Narasimham Committee, was set up in 1991 to make recommendations for bringing about the necessary reforms in the financial sector. Narasimham Committee appraised and acknowledged the success and progress of Indian banks since the major banks were nationalized on 19 July 1969. Unfortunately, the developments were witnessed only in the field of expansion and spread of bank branches, generation of huge employment and mobilization of savings rather than also in improvement in efficiency. Besides, corruption, fraud, misutilization in public money, outdated technology, and politicization in policy making were found to be major drawbacks in the real progress of the banks. As the banking sector plays an important and crucial role in the economy of a country for its stabilization and balanced growth, major reforms were urgently needed, after 22 years of nationalization, to revive Indian banks. This was not only in the field of profitability, but also in the overall efficiency, viz., better management of non-performing assets (NPAs), satisfying capital requirements, increased cost effectiveness and control, enhanced customer service, improved technology, establishing competitive interest rate, effective man-power planning, introduction of asset-liability management, better productivity, launching new products, and becoming more competent to face the upcoming challenges and competition from foreign as well as private sector banks in the era of globalization and liberalization. The objectives of the study are to examine the need and relevance of reforms in Indian banks, to assess the efficiency and profitability of Indian banks during reforms from different perspectives, to discuss various issues of NPA management in the light of reforms, to measure the performance of the banks of West Bengal during the reforms, to analyse the role of information technology and its relevancy in Indian banks in the era of reforms, and to impart necessary suggestions for the improvement of the efficiency and profitability of Indian banks.

Author : Tonmoy Chatterjee
Publisher : Emerald Group Publishing
ISBN 13 : 1837535884
Total Pages : 321 pages
Book Rating : 4.80/5 ( download)

DOWNLOAD NOW!

Download or read book International Trade, Economic Crisis and the Sustainable Development Goals written by Tonmoy Chatterjee and published by Emerald Group Publishing. This book was released on 2024-05-17 with total page 321 pages. Available in PDF, EPUB and Kindle. Book excerpt: Proposing international trade as a path for achieving the SDGs, this curated collection envisions a more equitable and sustainable world, one where the benefits of international trade are fairly distributed, where economic crises are met with resilience and innovation and where the SDGs are not just aspirations but lived realities.

Author : Sachi Nandan Mohanty
Publisher : John Wiley & Sons
ISBN 13 : 1119864925
Total Pages : 373 pages
Book Rating : 4.29/5 ( download)

DOWNLOAD NOW!

Download or read book Fuzzy Computing in Data Science written by Sachi Nandan Mohanty and published by John Wiley & Sons. This book was released on 2022-12-08 with total page 373 pages. Available in PDF, EPUB and Kindle. Book excerpt: FUZZY COMPUTING IN DATA SCIENCE This book comprehensively explains how to use various fuzzy-based models to solve real-time industrial challenges. The book provides information about fundamental aspects of the field and explores the myriad applications of fuzzy logic techniques and methods. It presents basic conceptual considerations and case studies of applications of fuzzy computation. It covers the fundamental concepts and techniques for system modeling, information processing, intelligent system design, decision analysis, statistical analysis, pattern recognition, automated learning, system control, and identification. The book also discusses the combination of fuzzy computation techniques with other computational intelligence approaches such as neural and evolutionary computation. Audience Researchers and students in computer science, artificial intelligence, machine learning, big data analytics, and information and communication technology.

Author :
Publisher : Lulu.com
ISBN 13 : 9291316695
Total Pages : 294 pages
Book Rating : 4.94/5 ( download)

DOWNLOAD NOW!

Download or read book International Convergence of Capital Measurement and Capital Standards written by and published by Lulu.com. This book was released on 2004 with total page 294 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : EduGorilla Prep Experts
Publisher : EduGorilla
ISBN 13 : 9355565917
Total Pages : 184 pages
Book Rating : 4.14/5 ( download)

DOWNLOAD NOW!

Download or read book Retail Banking & Wealth Management - JAIIB Exam 2024 (Paper 4) - 15 Full Length Mock Tests (1500 Solved MCQs) with Free Access to Online Tests written by EduGorilla Prep Experts and published by EduGorilla. This book was released on 2024-06-01 with total page 184 pages. Available in PDF, EPUB and Kindle. Book excerpt: • Best Selling Book for Retail Banking & Wealth Management (JAIIB Paper 4) with objective-type questions as per the latest syllabus given by the IIBF. • Retail Banking & Wealth Management (JAIIB Paper 4) Preparation Kit comes with 15 Practice Mock Tests with the best quality content. • Increase your chances of selection by 16X. • Retail Banking & Wealth Management (JAIIB Paper 4) Prep Kit comes with well-structured and 100% detailed solutions for all the questions. • Clear exam with good grades using thoroughly Researched Content by experts.