Land Of The Fee

Author : Devin Fergus
Publisher : Oxford University Press, USA
ISBN 13 : 9780197502808
Total Pages : 264 pages
Book Rating : 4.06/5 ( download)

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Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press, USA. This book was released on 2019-12 with total page 264 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.

Author : Devin Fergus
Publisher : Oxford University Press
ISBN 13 : 0199970181
Total Pages : 288 pages
Book Rating : 4.86/5 ( download)

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Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press. This book was released on 2018-06-08 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.

Author : Devin Fergus
Publisher : Oxford University Press
ISBN 13 : 0199970173
Total Pages : 288 pages
Book Rating : 4.79/5 ( download)

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Download or read book Land of the Fee written by Devin Fergus and published by Oxford University Press. This book was released on 2018-06-08 with total page 288 pages. Available in PDF, EPUB and Kindle. Book excerpt: The loans ordinary Americans take out to purchase homes and attend college often leave them in a sea of debt. As Devin Fergus explains in Land of the Fee, a not-insignificant portion of that debt comes in the form of predatory hidden fees attached to everyday transactions. Beginning in the 1980s, lobbyists for the financial industry helped dismantle consumer protections, resulting in surreptitious fees-often waived for those who can afford them but not for those who can't. Bluntly put, these hidden fees unfairly keep millions of Americans from their hard-earned money. Journalists and policymakers have identified the primary causes of increasing wealth inequality-fewer good working class jobs, a rise in finance-driven speculative capitalism, and a surge of tax policy decisions that benefit the ultra-rich, among others. However, they miss one commonplace but substantial contributor to the widening divide between the rich and the rest: the explosion of fees on every transaction people make in their daily lives. Land of the Fee traces the system of fees from its origins in the deregulatory wave of the late 1970s to the present. The average consumer now pays a dizzying array of charges for mortgage contracts, banking transactions, auto insurance rates, college payments, and payday loans. These fees are buried in the pages of small-print agreements that few consumers read or understand. Because these fees do not fall under usury laws, they have redistributed wealth to large corporations and their largest shareholders. By exposing this predatory and nearly invisible system of fees, Land of the Fee reshapes our understanding of wealth inequality in America.

Author : Great Britain
Publisher :
ISBN 13 :
Total Pages : 128 pages
Book Rating : 4.M6/5 ( download)

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Download or read book Land Transfer Rules and Fee Order, 1903 written by Great Britain and published by . This book was released on 1904 with total page 128 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Dorothy A. Heise
Publisher :
ISBN 13 :
Total Pages : 30 pages
Book Rating : 4.9H/5 ( download)

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Download or read book Fee Hunting and Fishing on Private Land written by Dorothy A. Heise and published by . This book was released on 1992 with total page 30 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States. Congress. House. Committee on Government Operations. Information, Justice, Transportation, and Agriculture Subcommittee
Publisher :
ISBN 13 :
Total Pages : 172 pages
Book Rating : 4.72/5 ( download)

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Download or read book Charging a Fee to Enter the United States at a Land Border Port written by United States. Congress. House. Committee on Government Operations. Information, Justice, Transportation, and Agriculture Subcommittee and published by . This book was released on 1994 with total page 172 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States. Congress. House. Committee on Interior and Insular Affairs. Subcommittee on Indian Affairs and Public Lands
Publisher :
ISBN 13 :
Total Pages : 208 pages
Book Rating : 4.75/5 ( download)

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Download or read book Federal Land Policy and Management Act and Grazing Fee Moratorium of 1977 written by United States. Congress. House. Committee on Interior and Insular Affairs. Subcommittee on Indian Affairs and Public Lands and published by . This book was released on 1978 with total page 208 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States. Congress. Senate. Committee on Energy and Natural Resources. Subcommittee on Public Lands and Reserved Water
Publisher :
ISBN 13 :
Total Pages : 286 pages
Book Rating : 4.02/5 ( download)

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Download or read book Miscellaneous Private Relief, Fee Exemption, Land Conveyances, Boundary Adjustment, and Amendments to the Volunteers in the Parks Act of 1979 written by United States. Congress. Senate. Committee on Energy and Natural Resources. Subcommittee on Public Lands and Reserved Water and published by . This book was released on 1983 with total page 286 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Charles W. Johnson
Publisher : Wavecloud Corporation
ISBN 13 : 9781535603591
Total Pages : 188 pages
Book Rating : 4.93/5 ( download)

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Download or read book AMER LAND OF THE FEE & THE HOM written by Charles W. Johnson and published by Wavecloud Corporation. This book was released on 2016-11-04 with total page 188 pages. Available in PDF, EPUB and Kindle. Book excerpt: The America dream has become an American nightmare for the majority of US Citizens. We must find a way to reverse the trend, so that America can live up to the ideals that the founding fathers espoused over two hundred years ago. Capitalism hasn't worked for the majority of people on this planet. It time to investigate other economic systems and create a system that works for everyone. This book explores other options that would produce a more equitable society. We have to eliminate racism and classism. And the best way to do that is to eliminate Capitalism. The obscene salaries paid to some of the top CEOs of major corporations should be illegal. But, in the Land of the Free it's not only legal, it's actually encouraged. "We The People" have to rise up, reclaim our birthright, and bring common sense back into the American landscape. In the African-American community, we have to fight for the basic rights that every other race on the planet takes for granted. And we will fight until we either succeed or die trying!!! -Charles W. Johnson

Author : Bobrowski
Publisher : Wolters Kluwer
ISBN 13 : 1543802451
Total Pages : 912 pages
Book Rating : 4.50/5 ( download)

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Download or read book Handbook of Massachusetts Land Use and Planning Law, 4th Edition written by Bobrowski and published by Wolters Kluwer. This book was released on 2018-01-01 with total page 912 pages. Available in PDF, EPUB and Kindle. Book excerpt: When you're dealing with any piece of real estate in Massachusetts, you need to understand the applicable land use regulations and cases. This revised Fourth Edition of Mark Bobrowski's Handbook of Massachusetts Land Use and Planning Law provides all the insightful analysis and practical, expert advice you need, with detailed coverage of such important issues as: Affordable housing Special permit and variance decisions Zoning in Boston Nonconforming uses and structures Administrative appeal procedures Enforcement requests Building permits Vested rights Agricultural use exemptions Current tests for exactions SLAPP suit procedures Impact fees Civil rights challenges. Helpful tables facilitate convenient case law review, while forms and extensive cross-references add to the book's usefulness. Previous Edition: Handbook of Massachusetts Land Use and Planning Law, Third Edition, ISBN 9781454801474