Going Broke By Degree Why College Cost

Author : Richard K. Vedder
Publisher : American Enterprise Institute
ISBN 13 : 9780844741970
Total Pages : 296 pages
Book Rating : 4.73/5 ( download)

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Download or read book Going Broke by Degree written by Richard K. Vedder and published by American Enterprise Institute. This book was released on 2004 with total page 296 pages. Available in PDF, EPUB and Kindle. Book excerpt: Economist Richard Vedder examines the causes of the college tuition crisis and explores ways to reverse this alarming trend.

Author : Richard Vedder
Publisher : A E I Press
ISBN 13 : 9780844741987
Total Pages : 0 pages
Book Rating : 4.81/5 ( download)

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Download or read book Going Broke by Degree: Why College Cost written by Richard Vedder and published by A E I Press. This book was released on 2004-06 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Sara Goldrick-Rab
Publisher : University of Chicago Press
ISBN 13 : 022640448X
Total Pages : 382 pages
Book Rating : 4.86/5 ( download)

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Download or read book Paying the Price written by Sara Goldrick-Rab and published by University of Chicago Press. This book was released on 2016-09-01 with total page 382 pages. Available in PDF, EPUB and Kindle. Book excerpt: A “bracing and well-argued” study of America’s college debt crisis—“necessary reading for anyone concerned about the fate of American higher education” (Kirkus). College is far too expensive for many people today, and the confusing mix of federal, state, institutional, and private financial aid leaves countless students without the resources they need to pay for it. In Paying the Price, education scholar Sara Goldrick-Rab reveals the devastating effect of these shortfalls. Goldrick-Rab examines a study of 3,000 students who used the support of federal aid and Pell Grants to enroll in public colleges and universities in Wisconsin in 2008. Half the students in the study left college without a degree, while less than 20 percent finished within five years. The cause of their problems, time and again, was lack of money. Unable to afford tuition, books, and living expenses, they worked too many hours at outside jobs, dropped classes, took time off to save money, and even went without adequate food or housing. In many heartbreaking cases, they simply left school—not with a degree, but with crippling debt. Goldrick-Rab combines that data with devastating stories of six individual students, whose struggles make clear the human and financial costs of our convoluted financial aid policies. In the final section of the book, Goldrick-Rab offers a range of possible solutions, from technical improvements to the financial aid application process, to a bold, public sector–focused “first degree free” program. "Honestly one of the most exciting books I've read, because [Goldrick-Rab has] solutions. It's a manual that I'd recommend to anyone out there, if you're a parent, if you're a teacher, if you're a student."—Trevor Noah, The Daily Show

Author : Kalman A. Chany
Publisher : Princeton Review
ISBN 13 : 0375429425
Total Pages : 354 pages
Book Rating : 4.22/5 ( download)

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Download or read book Paying for College Without Going Broke written by Kalman A. Chany and published by Princeton Review. This book was released on 2009 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a guide to controlling college costs that furnishes helpful tips on the financial aid packages available, filling out application forms, educational loans, updated tax regulations, and additional sources of revenue.

Author : Ronald G. Ehrenberg
Publisher : Harvard University Press
ISBN 13 : 0674034430
Total Pages : 333 pages
Book Rating : 4.33/5 ( download)

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Download or read book Tuition Rising written by Ronald G. Ehrenberg and published by Harvard University Press. This book was released on 2009-07-01 with total page 333 pages. Available in PDF, EPUB and Kindle. Book excerpt: America’s colleges and universities are the best in the world. They are also the most expensive. Tuition has risen faster than the rate of inflation for the past thirty years. There is no indication that this trend will abate. Ronald G. Ehrenberg explores the causes of this tuition inflation, drawing on his many years as a teacher and researcher of the economics of higher education and as a senior administrator at Cornell University. Using incidents and examples from his own experience, he discusses a wide range of topics including endowment policies, admissions and financial aid policies, the funding of research, tenure and the end of mandatory retirement, information technology, libraries and distance learning, student housing, and intercollegiate athletics. He shows that colleges and universities, having multiple, relatively independent constituencies, suffer from ineffective central control of their costs. And in a fascinating analysis of their response to the ratings published by magazines such as U.S. News & World Report, he shows how they engage in a dysfunctional competition for students. In the short run, colleges and universities have little need to worry about rising tuitions, since the number of qualified students applying for entrance is rising even faster. But in the long run, it is not at all clear that the increases can be sustained. Ehrenberg concludes by proposing a set of policies to slow the institutions’ rising tuitions without damaging their quality.

Author : Kalman A. Chany
Publisher : Princeton Review
ISBN 13 : 0307945324
Total Pages : 354 pages
Book Rating : 4.27/5 ( download)

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Download or read book Paying for College Without Going Broke, 2013 Edition written by Kalman A. Chany and published by Princeton Review. This book was released on 2012-10-30 with total page 354 pages. Available in PDF, EPUB and Kindle. Book excerpt: Presents a comprehensive guide to controlling college costs that furnishes helpful tips on the financial aid packages available, filling out application forms, educational loans, updated tax regulations and additional sources of revenue, as well as the latest official financial aid forms and updates on the tax laws, in a guide with a foreword by President Bill Clinton. Original.

Author : Stuart Vyse
Publisher : Oxford University Press
ISBN 13 : 9780198041948
Total Pages : 368 pages
Book Rating : 4.42/5 ( download)

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Download or read book Going Broke written by Stuart Vyse and published by Oxford University Press. This book was released on 2008-01-29 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: Over the last three decades, debt, bankruptcy, and home foreclosures have risen to epidemic levels. To make matters worse, the personal savings rate is at its lowest point since the Great Depression. Why, in the richest nation on earth, can't Americans hold on to our money? Winner of the prestigious William James Book Award for Believing in Magic and an authority on irrational behavior, Stuart Vyse offers a unique psychological perspective on the financial behavior of the many Americans today who find they cannot make ends meet, illuminating the causes of our wildly self-destructive spending habits. But unlike other authors, he doesn't entirely blame the victim. Bringing together fascinating studies of consumer behavior, he argues that the mountain of debt burying so many of us is the inevitable byproduct of America's turbo-charged economy and, in particular, of social and technological trends that undermine our self-control. Going Broke illuminates everything from the rise of the credit card, to the increase in state lotteries and casino gambling, to the expansion of new shopping opportunities provided by toll-free numbers, home shopping networks, big-box stores, and the Internet, revealing how vast changes in American society over the last 30 years have greatly complicated our relationship with money. Vyse concludes both with personal advice for the individual who wants to achieve greater financial stability and with pointed recommendations for economic and social change that will help promote the financial health of all Americans. Engagingly written, with startling insights into modern consumerism and with poignant human-interest stories of people facing financial failure, Going Broke offers a provocative new perspective on American economic behavior that is likely to stir controversy and serious debate.

Author : William J. Bennett
Publisher : Thomas Nelson
ISBN 13 : 159555422X
Total Pages : 298 pages
Book Rating : 4.22/5 ( download)

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Download or read book Is College Worth It? written by William J. Bennett and published by Thomas Nelson. This book was released on 2013-05-14 with total page 298 pages. Available in PDF, EPUB and Kindle. Book excerpt: For many students, a bachelor's degree is considered the golden ticket to a more financially and intellectually fulfilling life. But the disturbing reality is that debt, unemployment, and politically charged pseudo learning are more likely outcomes for many college students today than full-time employment and time-honored knowledge. This raises the question: is college still worth it? Who is responsible for debt-saddled, undereducated students, and how do future generations of students avoid the same problems? In a time of economic uncertainty, what majors and schools will produce competitive graduates? Is College Worth It? uses personal experience, statistical analysis, and real-world interviews to provide answers to some of the most troubling social and economic problems of our time.

Author : Alex Chediak
Publisher : HarperChristian + ORM
ISBN 13 : 0310337437
Total Pages : 225 pages
Book Rating : 4.30/5 ( download)

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Download or read book Beating the College Debt Trap written by Alex Chediak and published by HarperChristian + ORM. This book was released on 2015-12-29 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: A groundbreaking guide to “how you can get the most value for your money . . . If you don’t want to waste a decade languishing in student debt, this is the book” (Zac Bissonnette, New York Times–bestselling author of Debt-Free U). There’s a better way to do college. The radically counter-cultural truth is that students don’t have to be totally dependent on Mom, Dad, or Uncle Sam to get the most out of college. Graduation on a solid financial foundation is possible. But it will require intentionality, creativity, hard work, and a willingness to delay gratification. Alex Chediak gets into the nitty-gritty of how to get work and make money during the college years, pay off any loans quickly, spend less, save more, and stay out of debt for good. He also unpacks how to transition from college into career, honor God while achieving financial independence, and use your finances to make a positive, eternally significant difference in the lives of others. As a young engineering professor with an aptitude for finances and money management, Chediak has become particularly concerned with the financial health of young adults, especially in light of the ever-increasing costs of college. In Beating the College Debt Trap he does something about this problem—addressing the real-world financial issues faced by those in their late teens and early twenties with clarity, practical help, lots of illustrations, and a little humor, while conveying a distinctly Christian perspective.

Author : Kristin M. White
Publisher : The Experiment, LLC
ISBN 13 : 1615192387
Total Pages : 274 pages
Book Rating : 4.80/5 ( download)

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Download or read book It's the Student, Not the College: The Secrets of Succeeding at Any School - Without Going Broke or Crazy written by Kristin M. White and published by The Experiment, LLC. This book was released on 2015-04-07 with total page 274 pages. Available in PDF, EPUB and Kindle. Book excerpt: The future is in your hands—not Harvard’s TO: All students wondering “Can I get into my dream college?” CC: All parents wondering “Can we afford it?” FROM: Educational consultant Kristin M. White MEMO: COLLEGE RANKINGS DON’T MATTER. This claim might sound crazy, but it’s true: Research shows that where you go to school makes little difference to future financial success or quality of life—personal qualities such as ambition, perseverance, and a sense of purpose are all more important. Kristin M. White has helped hundreds of parents and students look beyond the dream-school hype and focus on what’s most important. Now, in It’s the Student, Not the College, she shows how to avoid unrepayable debt and set yourself up to grow, excel, and enjoy yourself at any school. Instead of obsessing over GPA cutoffs and SAT scores, students will learn how to build a personal “Success Profile”—by adopting the traits that help stellar students make the grade in school and life. Plus . . . Why what you do in school counts more than where you go 14 surefire ways to develop your Success Profile as a student and beyond Criteria to consider when choosing a college How to find a good fit for your family’s finances And tips for graduating career-ready and landing a great first job. Expensive, elite colleges have too much sway over the minds and bank accounts of students and parents. It’s the Student, Not the College breaks that stranglehold—and reveals the real secrets of success.