Fintech For Asian Smes

Author : Naoko Nemoto
Publisher : Brookings Institution Press
ISBN 13 : 4899741103
Total Pages : 0 pages
Book Rating : 4.07/5 ( download)

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Download or read book Fintech for Asian SMEs written by Naoko Nemoto and published by Brookings Institution Press. This book was released on 2019-10-29 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: SMEs play a vital role in the Asian economy and comprise about 70% of the workforce and GDP in the region. To enhance productivity and ensure sustainable growth in Asia, it is vital to provide smooth financing to SMEs. Traditionally, commercial banks in Asia have regarded loans to SMEs as too risky relative to high transaction costs. However, new technologies including distributed ledger technology, cloud computing, and artificial intelligence are becoming a means of offering faster and more convenient and cost-effective financial services. The digital innovation could help SMEs to have easy access to finance in various routes. This book identifies and develops ideas on how to utilize new technologies to promote SME finance. It could encourage financial institutions and investors to develop new credit risk analysis tools, increase credit supply, and encourage sustainable growth for SME sectors. In addition, the book explores the ways policy makers and market participants could maximize the benefits while mitigating potential risks arising from the new digital era. The messages are important for the public and private sectors in Asia.

Author : Giulio Cornelli
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.21/5 ( download)

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Download or read book SME Finance in Asia written by Giulio Cornelli and published by . This book was released on 2019 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt: This study gives an overview of recent innovations in the financing of small and medium-sized enterprises (SMEs) in Asia. While SMEs are an important contributor to employment and gross domestic product in Asia, they often face significant credit constraints. Recently, in the context of Asia's rapidly digitalizing economy, both incumbents and new entrants are developing innovative means of providing SME finance. This includes the growth of fintech credit, big tech providers, and new initiatives in trade finance.

Author : Naoyuki Yoshino
Publisher : Routledge
ISBN 13 : 0429684576
Total Pages : 400 pages
Book Rating : 4.79/5 ( download)

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Download or read book Unlocking SME Finance in Asia written by Naoyuki Yoshino and published by Routledge. This book was released on 2019-07-01 with total page 400 pages. Available in PDF, EPUB and Kindle. Book excerpt: There is limited access for small and medium-sized enterprises (SMEs) to bank credit. This book proposes new and sustainable models to help ease the access of SMEs to finance and boost economic growth and job creation in Asia. This book looks at the difficulties of SMEs in accessing finance and suggests ways on how to mitigate these challenges. It suggests how we can develop credit information infrastructures for SMEs to remedy the asymmetric information problem and to utilize credit rating techniques for the development of a sustainable credit guarantee scheme. The book provides illustrations of various Asian economies that implemented credit guarantee schemes and credit risk databases and is a useful reference for lessons and policy recommendations.

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292570684
Total Pages : 662 pages
Book Rating : 4.82/5 ( download)

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Download or read book Asia Small and Medium-sized Enterprise (SME) Finance Monitor 2014 written by Asian Development Bank and published by Asian Development Bank. This book was released on 2015-09-01 with total page 662 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Asia SME Finance Monitor 2014 is the knowledge sharing product on small and medium-sized enterprises (SMEs) in Asia and the Pacific, specially focusing on SME access to finance. This publication reviews various country aspects of SME finance covering the banking sector, nonbank sector, and capital markets. It is expected to support evidence-based policy making and regulations on SME finance in the region.

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292613499
Total Pages : 54 pages
Book Rating : 4.95/5 ( download)

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Download or read book Harnessing Technology for More Inclusive and Sustainable Finance in Asia and the Pacific written by Asian Development Bank and published by Asian Development Bank. This book was released on 2018-10-01 with total page 54 pages. Available in PDF, EPUB and Kindle. Book excerpt: Asia and the Pacific continues to embrace financial technology advances that are reshaping the traditional banking and financial services industry. This is being done through the digitalization, decentralization, and disintermediation of economic transactions. This report tracks the progress of financial innovation in the region, and discusses its implications for financial inclusion and stability as well as its challenges. It also identifies key policy issues for central banks, financial regulators, and international financial institutions.

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 929269359X
Total Pages : 143 pages
Book Rating : 4.96/5 ( download)

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Download or read book Financing Small and Medium-Sized Enterprises in Asia and the Pacific written by Asian Development Bank and published by Asian Development Bank. This book was released on 2022-03-01 with total page 143 pages. Available in PDF, EPUB and Kindle. Book excerpt: Small and medium-sized enterprises (SMEs) are widely regarded as the backbone of economies and make a unique contribution to gross domestic product, exports, and employment. Yet, SMEs face multiple challenges in gaining access to finance that can fuel their growth. This publication scrutinizes the multiple factors affecting SMEs’ access to finance and the impact of credit guarantee schemes (CGSs), examines country case studies from across the globe, and highlights the financial and economic additionality of CGSs when they are rigorously setup. To support Asia and Pacific economies, the publication suggests operational policy recommendations for the key priority areas of CGSs, focusing on legal and regulatory setup, corporate governance, services offered, risk management, and monitoring.

Author : Various
Publisher :
ISBN 13 : 9789292570675
Total Pages : 303 pages
Book Rating : 4.76/5 ( download)

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Download or read book Asia Sme Finance Monitor 2014 written by Various and published by . This book was released on 2015 with total page 303 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Asia SME Finance Monitor 2014 is a knowledge sharing product on small and mediumsized enterprises (SMEs) in Asia and the Pacific focusing on SME access to finance. This publication reviews various country aspects of SME finance covering the banking sector, nonbank sector, and capital markets. It is expected to support evidencebased policy making and regulations on SME finance in the region.

Author : Asian Development Bank
Publisher : Asian Development Bank
ISBN 13 : 9292693689
Total Pages : 180 pages
Book Rating : 4.88/5 ( download)

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Download or read book Fintech Policy Tool Kit For Regulators and Policy Makers in Asia and the Pacific written by Asian Development Bank and published by Asian Development Bank. This book was released on 2022-03-01 with total page 180 pages. Available in PDF, EPUB and Kindle. Book excerpt: The rapid growth of fintech services in Asia and the Pacific can help countries leapfrog the challenges of traditional financial services infrastructure and dramatically increase access to financial services. An inclusive fintech ecosystem is essential to support economic growth, greater equality, and lower poverty levels. This publication details how to better understand and provide an enabling policy and regulatory environment to promote responsible fintech innovation, while ensuring consumer protection and supporting inclusive economic development in the region.

Author : Ms.Ratna Sahay
Publisher : International Monetary Fund
ISBN 13 : 1513512242
Total Pages : 83 pages
Book Rating : 4.42/5 ( download)

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Download or read book The Promise of Fintech written by Ms.Ratna Sahay and published by International Monetary Fund. This book was released on 2020-07-01 with total page 83 pages. Available in PDF, EPUB and Kindle. Book excerpt: Technology is changing the landscape of the financial sector, increasing access to financial services in profound ways. These changes have been in motion for several years, affecting nearly all countries in the world. During the COVID-19 pandemic, technology has created new opportunities for digital financial services to accelerate and enhance financial inclusion, amid social distancing and containment measures. At the same time, the risks emerging prior to COVID-19, as digital financial services developed, are becoming even more relevant.

Author : Ulrich Volz
Publisher : Routledge
ISBN 13 : 1134862075
Total Pages : 534 pages
Book Rating : 4.78/5 ( download)

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Download or read book Routledge Handbook of Banking and Finance in Asia written by Ulrich Volz and published by Routledge. This book was released on 2018-10-26 with total page 534 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Routledge Handbook of Banking and Finance in Asia brings together leading scholars, policymakers, and practitioners to provide a comprehensive and cutting-edge guide to Asia’s financial institutions, markets, and systems. Part I provides a country-by-country overview of banking and finance in East, Southeast, and South Asia, including examples from China, Japan, Hong Kong, India, and Singapore. Part II contains thematic chapters, covering topics such as commercial banking, development banking, infrastructure finance, stock markets, insurance, and sovereign wealth funds. It also includes examinations of banking regulation and supervision, and analyses of macroprudential regulation, capital flow management measures, and monetary policy. Finally, it provides new insights into topical issues such as SME, green, and Islamic finance. This handbook is an essential resource for scholars and students of Asian economics and finance and for professionals working in financial markets in Asia.