Fintech Female Employment And Gender Inequality

Author : Mr. Boileau Loko
Publisher : International Monetary Fund
ISBN 13 :
Total Pages : 39 pages
Book Rating : 4.55/5 ( download)

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Download or read book Fintech, Female Employment, and Gender Inequality written by Mr. Boileau Loko and published by International Monetary Fund. This book was released on 2022-06-03 with total page 39 pages. Available in PDF, EPUB and Kindle. Book excerpt: Fintech, which delivers financial services digitally, promises to promote financial inclusion and close the gender gap. Using a novel fintech dataset for 114 economies worldwide, this paper shows that fintech adoption significantly improves female employment and reduces gender inequality, the effect being more pronounced in firms without traditional financial access. Fintech not only increases the number and ratio of female employees in the workforce, but also mitigates financial constraints of female-headed firms. Digital divide and poor institutions weaken such benefits. Endogeneity is accounted for by a fixed effects identification strategy. We conclude by providing policy recommendations and outlining avenues for future research.

Author : Mariya Brussevich
Publisher : International Monetary Fund
ISBN 13 : 1498313809
Total Pages : 37 pages
Book Rating : 4.03/5 ( download)

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Download or read book Is Technology Widening the Gender Gap? Automation and the Future of Female Employment written by Mariya Brussevich and published by International Monetary Fund. This book was released on 2019-05-06 with total page 37 pages. Available in PDF, EPUB and Kindle. Book excerpt: Using individual level data on task composition at work for 30 advanced and emerging economies, we find that women, on average, perform more routine tasks than men?tasks that are more prone to automation. To quantify the impact on jobs, we relate data on task composition at work to occupation level estimates of probability of automation, controlling for a rich set of individual characteristics (e.g., education, age, literacy and numeracy skills). Our results indicate that female workers are at a significantly higher risk for displacement by automation than male workers, with 11 percent of the female workforce at high risk of being automated given the current state of technology, albeit with significant cross-country heterogeneity. The probability of automation is lower for younger cohorts of women, and for those in managerial positions.

Author : Nadia Edwards-Dashti
Publisher : Palgrave Macmillan
ISBN 13 : 9783030905767
Total Pages : 0 pages
Book Rating : 4.64/5 ( download)

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Download or read book FinTech Women Walk the Talk written by Nadia Edwards-Dashti and published by Palgrave Macmillan. This book was released on 2023-01-09 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: The FinTech community is steeped in change and has the potential to pave the way for equal opportunities in the workplace, considering the positive actions that have taken place. There is so much more that can be done but what has been achieved so far needs to be replicated. This book showcases the successes in the industry alongside that which could act as a barrier or escalator. Being the first of its kind, FinTech Women Walk the Talk draws upon the author’s podcasts that feature the insights of more than 150 FinTech experts; more than 100 of which are women. It is a call to action for diversity in the workplace, showcasing the successes and presenting how to overcome the challenges. By demystifying FinTech, and highlighting its potential to drive change, this book explores how to achieve gender parity in the workplace. The FinTech industry is used as acase study and hence of interest to practitioners in finance, technology, FinTech and beyond.

Author : Sabyasachi Tripathi
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.73/5 ( download)

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Download or read book Gender-inclusive Development Through Fintech written by Sabyasachi Tripathi and published by . This book was released on 2023 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financial inclusion (FI) for vulnerable populations, such as women, is critical for achieving gender equality, women's empowerment, and thereby inclusive growth. In this regard, the use of digital financial services is of particular significance for women as it allows them easier access to financial products for business and household needs. For implementing policies to reduce the financial exclusion of women, it is necessary to first measure the extent of FI in a society. While there have been several attempts to measure FI for the general population, there is limited literature on gender-based measurement of FI. This paper fills this important research gap by developing a gender-based FI index (GFII) focusing particularly on digital services and evaluating the performance of economies across the globe (by considering 109 economies based on data availability) in terms of a gender-based FI measure developed by us. This index has been developed using two separate indices, a digital financial service index (DFI) and a conventional financial service uses index (CFI). One contribution of the paper is to relate the Gender Development Index (GDI) and the Gender Inequality Index (GII) of economies, two well-known measures of inclusive development, with the GFII and the DFI for females (DFIF). This exercise shows that while there is a positive correlation between these two sets of indicators, there are a number of economies that are high (or low) in gender development (or inequality),which need to improve their digital FI. Interestingly, using the Global Findex database and the Feasible Generalized Least Squares (FGLS) and instrumental variable panel data model, we show that health, education, the labor force participation rate, and political empowerment of women significantly impact the digital financial inclusion of women. The paper makes relevant policy suggestions for improving women's digital financial access and thereby enhancing gender empowerment for faster and more inclusive growth.

Author : Sharon Chen
Publisher :
ISBN 13 :
Total Pages : pages
Book Rating : 4.13/5 ( download)

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Download or read book The Fintech Gender Gap written by Sharon Chen and published by . This book was released on 2021 with total page pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Ms. Lisa L Kolovich
Publisher : International Monetary Fund
ISBN 13 :
Total Pages : 429 pages
Book Rating : 4.68/5 ( download)

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Download or read book Gender Equality and Economic Development in Sub-Saharan Africa written by Ms. Lisa L Kolovich and published by International Monetary Fund. This book was released on 2024-04-11 with total page 429 pages. Available in PDF, EPUB and Kindle. Book excerpt: Efforts to achieve gender equality will not only help sub-Saharan Africa revive its inclusive growth engine but also will ensure progress towards the Sustainable Development Goals and help address the main disruptive challenges of this century. This book explores the progress made in gender equality in the region, highlighting both the challenges and successes in areas such as legal reforms; education; health; gender-based violence; harmful practices, such as child marriage; and financial inclusion. It takes stock of initiatives towards integrating gender into core macroeconomic and structural reforms, such as through implementing gender budgeting and examines the role that fiscal and other policies can play in closing gender gaps when they are mindful of distributional impacts. Drawing from extensive research across different institutions, the book underscores the macroeconomic significance of gender equality, emphasizing its potential to drive GDP growth, enhance economic stability, reduce income inequality, and foster sustainable development. It lays out how gender gaps interact with emerging challenges, such as digitalization, and explores the impact of global megatrends, such as climate change, on gender inequality, offering strategies for inclusive policy responses—including in a context where women and girls are still carrying a disproportionate care burden that is often not captured in economic measurement. The book aims to serve as a roadmap for policymakers, stakeholders, and advocates seeking to harness the untapped potential of gender equality—for its own sake and for the region's inclusive, sustainable, and green development. It calls for concerted efforts to dismantle structural barriers, transform social norms, and prioritize gender-responsive policies to unlock the full economic potential of sub-Saharan Africa.

Author : Ata Can Bertay
Publisher : International Monetary Fund
ISBN 13 : 1513546279
Total Pages : 42 pages
Book Rating : 4.78/5 ( download)

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Download or read book Gender Inequality and Economic Growth: Evidence from Industry-Level Data written by Ata Can Bertay and published by International Monetary Fund. This book was released on 2020-07-03 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: We study whether higher gender equality facilitates economic growth by enabling better allocation of a valuable resource: female labor. By allocating female labor to its more productive use, we hypothesize that reducing gender inequality should disproportionately benefit industries with typically higher female share in their employment relative to other industries. Specifically, we exploit within-country variation across industries to test whether those that typically employ more women grow relatively faster in countries with ex-ante lower gender inequality. The test allows us to identify the causal effect of gender inequality on industry growth in value-added and labor productivity. Our findings show that gender inequality affects real economic outcomes.

Author : Raquel Fernández
Publisher : International Monetary Fund
ISBN 13 : 1513571168
Total Pages : 50 pages
Book Rating : 4.64/5 ( download)

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Download or read book Gender Equality and Inclusive Growth written by Raquel Fernández and published by International Monetary Fund. This book was released on 2021-03-04 with total page 50 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper considers various dimensions and sources of gender inequality and presents policies and best practices to address these. With women accounting for fifty percent of the global population, inclusive growth can only be achieved if it promotes gender equality. Despite recent progress, gender gaps remain across all stages of life, including before birth, and negatively impact health, education, and economic outcomes for women. The roadmap to gender equality has to rely on legal framework reforms, policies to promote equal access, and efforts to tackle entrenched social norms. These need to be set in the context of arising new trends such as digitalization, climate change, as well as shocks such as pandemics.

Author : Purva Khera
Publisher : International Monetary Fund
ISBN 13 : 1484379403
Total Pages : 43 pages
Book Rating : 4.00/5 ( download)

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Download or read book Closing Gender Gaps in India: Does Increasing Womens’ Access to Finance Help? written by Purva Khera and published by International Monetary Fund. This book was released on 2018-10-01 with total page 43 pages. Available in PDF, EPUB and Kindle. Book excerpt: Gender gaps in womens’ economic opportunities—labor market and entrepreneurship—have remained high in India. Lack of adequate collateral limits women entrepreneurs’ ability to access formal finance, leaving them to rely on informal sources, constraining their growth. A small-open economy DSGE model is built to investigate the long-run macroeconomic impacts from closing gender gaps in financial access. Results suggest that an increase in women entrepreneurs access to formal credit results in higher female entrepreneurship and employment, which boosts India’s output by 1.6 percent. However, regulations and gender-specific constraints in the labor market limit potential gains as females’ access to quality jobs in the formal sector remains restricted. The paper shows that the factors influencing the number of females are different from those influencing the share of females in formal economic activity. Combining gender-targeted financial inclusion policies with policies that lower constraints on formal sector employment could boost India’s output by 6.8 percent.

Author : International Monetary Fund
Publisher : International Monetary Fund
ISBN 13 : 1513573772
Total Pages : 27 pages
Book Rating : 4.79/5 ( download)

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Download or read book China's Rebalancing and Gender Inequality written by International Monetary Fund and published by International Monetary Fund. This book was released on 2021-05-11 with total page 27 pages. Available in PDF, EPUB and Kindle. Book excerpt: This paper examines gender inequality in the context of structural transformation and rebalancing in China. We document declining women's relative wages and labor force participation in China during the last two decades, despite rapid growth and expansion of the service sector. Using household data, we provide evidence consistent with a U-shaped relationship between economic development and women's labor market outcomes. Using a model of structural transformation, we show that labor market barriers for women have increased over time. Model counterfactuals suggest that removing these barriers and increasing service sector productivity can boost both gender equality and economic growth in China.