Building Inclusive Financial Sectors For Development

Author : United Nations. Department of Economic and Social Affairs
Publisher : United Nations Publications
ISBN 13 :
Total Pages : 202 pages
Book Rating : 4.13/5 ( download)

DOWNLOAD NOW!

Download or read book Building Inclusive Financial Sectors for Development written by United Nations. Department of Economic and Social Affairs and published by United Nations Publications. This book was released on 2006 with total page 202 pages. Available in PDF, EPUB and Kindle. Book excerpt: In most developing countries, financial services are only available to a minority of the population. The majority have no savings accounts, do not receive credit from formal financial institutions and have no insurance policies. They seldom make or receive payments through financial institutions. The limited use of financial services in developing countries has become an international policy concern. The reason for concern about widespread financial "exclusion" in developing countries is straightforward: access to a well-functioning financial system can economically and socially empower individuals, in particular poor people, allowing them to better integrate into the economy of their countries, actively contribute to their development and protect themselves against economic shocks. The central question asked by this book is how to bring access to these fundamental services to all people in developing countries and thus accelerate their economic development and that of their countries. Inclusive finance - safe savings, appropriately designed loans for poor and low-income households and for micro, small and medium-sized enterprises, and appropriate insurance and payments services - can help people help themselves to increase incomes, acquire capital, manage risk and work their way out of poverty.

Author : United Nations
Publisher : United Nations Publications
ISBN 13 : 9789211045611
Total Pages : 182 pages
Book Rating : 4.14/5 ( download)

DOWNLOAD NOW!

Download or read book Building Inclusive Financial Sectors for Development written by United Nations and published by United Nations Publications. This book was released on 2006-06 with total page 182 pages. Available in PDF, EPUB and Kindle. Book excerpt: Building inclusive financial sectors improves people's lives, in particular those of the poor. A small loan, a savings account or an insurance policy can make a great difference to a low-income family. This publication aims to help policymakers develop national policies and strategies for building inclusive financial sectors. Based on experiences from around the world, it offers a menu of options for overcoming impediments to financial inclusiveness and also covers the policy, legal and regulatory environments.--Publisher's description.

Author : Brigit Helms
Publisher : World Bank Publications
ISBN 13 : 0821363611
Total Pages : 186 pages
Book Rating : 4.14/5 ( download)

DOWNLOAD NOW!

Download or read book Access for All written by Brigit Helms and published by World Bank Publications. This book was released on 2006-01-01 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: "Beginning with key questions about clients of microfinance - Who are they? What financial services do they want? What is the impact of financial services on their lives? - the book examines all levels of the financial system. It shows what works, what does not work, and where more learning is needed. By focusing on promising models and practices, it offers a vision of how to achieve financial systems that will ultimately offer access for all."--BOOK JACKET.

Author : Michael S. Barr
Publisher :
ISBN 13 :
Total Pages : 212 pages
Book Rating : 4.80/5 ( download)

DOWNLOAD NOW!

Download or read book Building Inclusive Financial Systems written by Michael S. Barr and published by . This book was released on 2007 with total page 212 pages. Available in PDF, EPUB and Kindle. Book excerpt: 'Access To Finance' addresses the challenges of making financial systems more inclusive, emulating successful ventures in new markets, and utilizing technologies and government policies to support the expansion of financial access.

Author : Ahmad, Ahmad H.
Publisher : Edward Elgar Publishing
ISBN 13 : 1800376383
Total Pages : 352 pages
Book Rating : 4.80/5 ( download)

DOWNLOAD NOW!

Download or read book Inclusive Financial Development written by Ahmad, Ahmad H. and published by Edward Elgar Publishing. This book was released on 2021-10-19 with total page 352 pages. Available in PDF, EPUB and Kindle. Book excerpt: Inclusive Financial Development provides theoretical and empirical analyses of the nature of financial inclusion. The contributing authors explore the impediments to inclusion that exist around the world, the macro and stability implications, and the regulation dimension.

Author : United Nations
Publisher : United Nations Publications
ISBN 13 : 9789211204520
Total Pages : 47 pages
Book Rating : 4.26/5 ( download)

DOWNLOAD NOW!

Download or read book Microfinance for Poverty Reduction written by United Nations and published by United Nations Publications. This book was released on 2006 with total page 47 pages. Available in PDF, EPUB and Kindle. Book excerpt: The Asia Pacific region holds two thirds of the world's poor. Over the past few decades the region has seen the development of microfinance institutions which offer a wide variety of financial services for the poor. In an effort to enhance their outreach and positive impact on the poor, this volume attempts to discuss the issues associated with integrating microfinance programmes for poverty reduction into the formal financial sector. Publishing Agency: United Nations (UN).

Author : Asli Demirguc-Kunt
Publisher : World Bank Publications
ISBN 13 : 1464812683
Total Pages : 148 pages
Book Rating : 4.82/5 ( download)

DOWNLOAD NOW!

Download or read book The Global Findex Database 2017 written by Asli Demirguc-Kunt and published by World Bank Publications. This book was released on 2018-04-19 with total page 148 pages. Available in PDF, EPUB and Kindle. Book excerpt: In 2011 the World Bank—with funding from the Bill and Melinda Gates Foundation—launched the Global Findex database, the world's most comprehensive data set on how adults save, borrow, make payments, and manage risk. Drawing on survey data collected in collaboration with Gallup, Inc., the Global Findex database covers more than 140 economies around the world. The initial survey round was followed by a second one in 2014 and by a third in 2017. Compiled using nationally representative surveys of more than 150,000 adults age 15 and above in over 140 economies, The Global Findex Database 2017: Measuring Financial Inclusion and the Fintech Revolution includes updated indicators on access to and use of formal and informal financial services. It has additional data on the use of financial technology (or fintech), including the use of mobile phones and the Internet to conduct financial transactions. The data reveal opportunities to expand access to financial services among people who do not have an account—the unbanked—as well as to promote greater use of digital financial services among those who do have an account. The Global Findex database has become a mainstay of global efforts to promote financial inclusion. In addition to being widely cited by scholars and development practitioners, Global Findex data are used to track progress toward the World Bank goal of Universal Financial Access by 2020 and the United Nations Sustainable Development Goals. The database, the full text of the report, and the underlying country-level data for all figures—along with the questionnaire, the survey methodology, and other relevant materials—are available at www.worldbank.org/globalfindex.

Author : Hongmei Zhu
Publisher : Springer Nature
ISBN 13 : 9819956633
Total Pages : 186 pages
Book Rating : 4.30/5 ( download)

DOWNLOAD NOW!

Download or read book Financial Inclusion in China written by Hongmei Zhu and published by Springer Nature. This book was released on 2023-10-23 with total page 186 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book aims to provide first-hand information for readers who are concerned about inclusive finance and sustainable development by summarizing China’s policy measures and practical innovations in the development of inclusive finance and expects to provide China’s experience for the development of inclusive finance in more regions. From a worldwide perspective, a large number of people had been excluded from formal financial services for a long time due to various factors. Even in developed economies with sound financial systems, relatively disadvantaged groups are often denied access to effective financial services. In 2005, the United Nations proposed the concept of Inclusive Finance, emphasizing the extension of financial services to less developed regions and low-income groups in society at an affordable cost by improving financial infrastructure and providing them with reasonably priced and convenient financial services. In 2015, the United Nations adopted the 2030 Agenda for Sustainable Development, making inclusive finance an important focus for achieving sustainable development. It has become a global consensus to vigorously develop inclusive finance. China has attached importance to improving financial services for disadvantaged groups such as rural residents, micro-, small and medium enterprises (MSMEs) and others. In 2013, Developing “Inclusive Finance” became China’s national strategy. In 2015, China formulated the Plan for Promoting the Development of Inclusive Finance (2016-2020). In 2016, during its presidency of the Global Partnership for Financial Inclusion (GPFI), China proposed the issue of "Digital Financial Inclusion" and issued the G20 High-level Principles for Digital Financial Inclusion at the G20 Hangzhou Summit in the same year. Through policy guidance and active practice by the financial sector, China has gradually formed a unique development model of inclusive finance and achieved remarkable successes. Physical outlets, service machines and online service channels have been improved, and basic financial services have generally covered both urban and rural areas. The financial services for rural households and MSMEs have improved significantly. The efficiency and convenience of financial services have been significantly improved, and the satisfaction of financial services has significantly increased. China's experience in inclusive finance has been recognized by the international community. In 2017, five cases from China were selected in the G20 report on Digital Financial Inclusion: Emerging Policy Approaches.

Author : Joshua Yindenaba Abor
Publisher : Routledge
ISBN 13 : 0429835256
Total Pages : 461 pages
Book Rating : 4.54/5 ( download)

DOWNLOAD NOW!

Download or read book Contemporary Issues in Development Finance written by Joshua Yindenaba Abor and published by Routledge. This book was released on 2020-12-29 with total page 461 pages. Available in PDF, EPUB and Kindle. Book excerpt: Contemporary Issues in Development Finance provides comprehensive and up-to-date coverage of theoretical and policy issues in development finance from both the domestic and the external finance perspectives and emphasizes addressing the gaps in financial markets. The chapters cover topical issues such as microfinance, private sector financing, aid, FDI, remittances, sovereign wealth, trade finance, and the sectoral financing of agricultural and infrastructural projects. Readers will acquire both breadth and depth of knowledge in critical and contemporary issues in development finance from a philosophical and yet pragmatic development impact approach. The text ensures this by carefully integrating the relevant theoretical underpinnings, empirical assessments, and practical policy issues into its analysis. The work is designed to be fully accessible to practitioners with only a limited theoretical economic background, allowing them to deeply engage with the book as useful reference material. Readers may find more advanced information and technical details provided in clear, concise boxes throughout the text. Finally, each chapter is fully supported by a set of review questions and by cases and examples from developing countries, particularly those in Africa. This book is a valuable resource for both development finance researchers and students taking courses in development finance, development economics, international finance, financial development policy, and economic policy management. Practitioners will find the development impact, policy, and conceptual analysis dimensions insightful analysing and designing intervention strategies.

Author : David Michael Gould
Publisher : World Bank Publications
ISBN 13 : 1464809682
Total Pages : 292 pages
Book Rating : 4.82/5 ( download)

DOWNLOAD NOW!

Download or read book Risks and Returns written by David Michael Gould and published by World Bank Publications. This book was released on 2017-01-27 with total page 292 pages. Available in PDF, EPUB and Kindle. Book excerpt: During the 1990s, Emerging Europe and Central Asia (ECA) opted for a model of rapid financial development focused on bank credit expansion often funded by foreign capital. This model helped boost the financial inclusion of firms and households, but was also accompanied by lower financial efficiency and increased vulnerability to banking crises. The need for financial sector reforms has become more urgent as stagnating income growth, particularly of middle- to lower-income earners, is leading to increased dissatisfaction with the status quo of low productivity growth and limited access to opportunities. This demand for change can be the impetus for rebalancing financial policies to support higher and more inclusive growth. A healthy and balanced financial sector is needed to support structural adjustment in the oil dependent economies of the eastern side ECA and greater innovation in the countries of the western part of ECA. This report argues that financial development must reach beyond increasing access to credit. ECA countries should strive to build balanced financial systems integrating both bank and non-bank markets, enabling prudent financial inclusion. Most importantly, ECA falls significantly behind other world regions in the use of saving products. Striking the right balance across all dimensions of financial development (stability, efficiency, inclusion, and overall depth) is crucial for achieving and sustaining inclusive growth.