An Insiders Guide To Refinancing Your Mortgage

Author : David Reed
Publisher : AMACOM Div American Mgmt Assn
ISBN 13 : 0814410308
Total Pages : 225 pages
Book Rating : 4.01/5 ( download)

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Download or read book An Insider's Guide to Refinancing Your Mortgage written by David Reed and published by AMACOM Div American Mgmt Assn. This book was released on 2008-09-15 with total page 225 pages. Available in PDF, EPUB and Kindle. Book excerpt: For many homeowners, refinancing a mortgage can save them significant money, considerably reducing their monthly payments. It can also give them breathing space to pay off debts or allow them to make other investments, pay for college, or finance home improvements. An Insider’s Guide to Refinancing Your Mortgage is dedicated to an often-misunderstood aspect of mortgage lending: refinancing a mortgage loan. Readers will learn why to refinance, when to finance, as well as how to find the best lender, loan officer, and rate. Mortgage expert David Reed takes readers step bystep through the refinance process and shows them how to evaluate their current loan program and compare it with other options. By following Reed’s invaluable advice, homeowners will learn: when a refinance is right for them • how to lock in the absolute lowest rate at the lowest cost • how the mortgage process works from the inside • how loan officers get paid • how to identify and avoid predatory lenders • how to negotiate closing costs An Insider’s Guide to Refinancing Your Mortgage will save readers money and heartache when negotiating a loan.

Author : Richard Redmond
Publisher : Heart of the Sun Press
ISBN 13 : 9780692220139
Total Pages : 158 pages
Book Rating : 4.35/5 ( download)

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Download or read book Mortgages written by Richard Redmond and published by Heart of the Sun Press. This book was released on 2014-05-12 with total page 158 pages. Available in PDF, EPUB and Kindle. Book excerpt: In addition to a concise explanation of every major mortgage topic that consumers want to understand, Mortgages: The Insider's Guide is the only clear, step-by-step guide to effectively shopping for a mortgage. Written by a mortgage industry veteran based on the thousands of questions he has answered in over twenty years counseling clients, this book explains the loan options that you have, how to choose the best one for your unique situation, how to get a handle on the detailed process of getting a home loan, and how to find the right lender. If you are a home buyer you'll be able to determine not just how much house you can qualify for but, more important, what total monthly housing expense you can comfortably afford, including how to figure your specific tax advantages in having a mortgage. Other topics clearly explained include: how a lender looks at your entire financial picture, including income, credit and assets; gift funds and co-signers; appraisals; locking in an interest rate; TIC financing; closing costs; reverse mortgages; how to compare different loan offers, and many, many more. There is a wealth of valuable information here. Understanding the mortgage process and products will make getting a mortgage much easier, and may end up saving you thousands of dollars over the life of your loan.

Author : Pete Hitesman
Publisher : Relentless Press
ISBN 13 : 9780975283509
Total Pages : 196 pages
Book Rating : 4.02/5 ( download)

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Download or read book The Insider's Guide to Home Equity Borrowing written by Pete Hitesman and published by Relentless Press. This book was released on 2004-04 with total page 196 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Kristina Benson
Publisher :
ISBN 13 : 9781933804637
Total Pages : 124 pages
Book Rating : 4.37/5 ( download)

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Download or read book So You Want to Refinance written by Kristina Benson and published by . This book was released on 2006-09 with total page 124 pages. Available in PDF, EPUB and Kindle. Book excerpt: "A must-have for any home owner looking to refinance" -Terri Williams, Homeowner Are you paying more than you need to? In this book a mortgage lending insider reveals her answer to this question - and more - in her best selling So You Want to Refinance. If you are baffled by the dizzying array of mortgage companies, sales pitches, and loan products, this book is for you. The book walks you through each step of the loan process in easy-to-understand language to help you make an informed decision that's good for YOU-not for your loan officer. The book explains how to asses and rebuild your credit score, accurately calculate the equity in your home, and how to make sure that you present your situation in the best possible light. More than just an introduction to getting a home loan - this book will show you how to get the best deal possible. This book is a must-have for any current or potential homeowner thinking of refinancing. Key topics include: -Refinancing Adjustable Rate Mortgages (ARMS) -Understanding Broker Incentives -Getting the Best Appraisal -Processing and Underwriting -Cleaning up your Credit Report -Signing Tips, Tricks, and Negotiation Strategies

Author : Reserve Federal Reserve
Publisher : www.bnpublishing.com
ISBN 13 : 9781607961062
Total Pages : 0 pages
Book Rating : 4.67/5 ( download)

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Download or read book Consumer's Guide to Mortgage Refinancing written by Reserve Federal Reserve and published by www.bnpublishing.com. This book was released on 2009-03 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Have interest rates fallen? Or do you expect them to go up? Has your credit score improved enough so that you might be eligible for a lower-rate mortgage? Would you like to switch into a different type of mortgage? The answers to these questions will influence your decision to refinance your mortgage. But before deciding, you need to understand all that refinancing involves. Your home may be your most valuable financial asset, so you want to be careful when choosing a lender or broker and specific mortgage terms. Remember that, along with the potential benefits to refinancing, there are also costs. Consumer's Guide to Mortgage Refinancing Helps you answer the questions Should I, Can I, and How do I refinance my mortgage loan? Includes worksheets to help you determine whether refinancing will pay off for you and to help you shop for a mortgage loan to fit your financial situation. Also includes tips to help you through the refinancing process.

Author : David Reed
Publisher : AMACOM/American Management Association
ISBN 13 : 0814480624
Total Pages : 241 pages
Book Rating : 4.25/5 ( download)

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Download or read book Financing Your Condo, Co-Op, Or Townhouse written by David Reed and published by AMACOM/American Management Association. This book was released on 2009 with total page 241 pages. Available in PDF, EPUB and Kindle. Book excerpt: Paying for a dream home is easier than you think.

Author : Thomas L. Dussault
Publisher : Thomson South-Western
ISBN 13 : 9780324378634
Total Pages : 0 pages
Book Rating : 4.37/5 ( download)

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Download or read book Savvy Home Buying Tactics written by Thomas L. Dussault and published by Thomson South-Western. This book was released on 2006-06-08 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Financing a real estate investment can be daunting considering the ever-changing mortgage guidelines, confusing financial forms, and various financing options. At last, an experienced financial professional steps forward to provide the inside information and savvy advice real estate consumers need to make the right financing decisions. Based on more than 25 years experience, Thomas Dussault details a resourceful way to get through the purchase of a home and capture the best pricing by understanding the psychology of the sale through the seller's eyes along with offering hints on how to acquire the 'best' price. A full range of mortgage financing options are explored with discussions on the different mortgages, how to apply for them, and reasons why each may be best for the reader's individuals scenarios. Pros and cons of various refinancing options are also covered. Every new or experienced home investor will find benefit from this "insider's guide" to buying or refinancing a home!

Author : Dan Melson
Publisher : CreateSpace
ISBN 13 : 9781507673447
Total Pages : 418 pages
Book Rating : 4.42/5 ( download)

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Download or read book What Consumers Need to Know about Mortgages written by Dan Melson and published by CreateSpace. This book was released on 2015-01-22 with total page 418 pages. Available in PDF, EPUB and Kindle. Book excerpt: A step by step guider that prepares you with what you need to know about mortgages as a consumer, tells you how to cut through the nonsense, what is important and what is not Written by a working loan officer with wide-ranging experience and a decade of running a consumer education website, What Consumers Need To Know About Mortgages draws from a depth of experience dealing first-hand with issues that actual consumers have brought to the author for examination, together with common sense solutions that consumers can understand. For the numerically inclined, calculations are included but not required for understanding.

Author : David Reed
Publisher : AMACOM
ISBN 13 : 081441401X
Total Pages : 257 pages
Book Rating : 4.19/5 ( download)

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Download or read book Decoding the New Mortgage Market written by David Reed and published by AMACOM. This book was released on 2009-12-09 with total page 257 pages. Available in PDF, EPUB and Kindle. Book excerpt: The housing market is in turmoil, but if there’s a silver lining, it’s the fact that purchase prices are at historic lows. Sure, there are still plenty of predatory lenders waiting to exploit the naïve potential buyer, but those who do their homework will be rewarded with a fair price and manageable mortgage terms. Decoding the New Mortgage Market is a map to finding the best and most realistic mortgage deals while navigating past potential obstacles and traps. Filled with money-saving advice, this practical guide will help prospective buyers understand: • How new lending and underwriting rules affect today’s homebuyer • Different loan types and lending institutions • Credit issues and other qualifying factors • Creative down-payment solutions • How to reduce closing costs and other fees Because lenders and buyers alike have gotten “burned” in the mortgage crisis, finding and qualifying for a manageable loan may now be more difficult. Readers will find that Decoding the New Mortgage Market makes the search both easier and more fruitful, and that their dreams of home ownership are still within their reach.

Author : Dolf de Roos
Publisher : John Wiley & Sons
ISBN 13 : 0471726435
Total Pages : 256 pages
Book Rating : 4.32/5 ( download)

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Download or read book The Insider's Guide to Making Money in Real Estate written by Dolf de Roos and published by John Wiley & Sons. This book was released on 2005-04-15 with total page 256 pages. Available in PDF, EPUB and Kindle. Book excerpt: Start building your fortune with the ultimate insider's guide toreal estate investing The Insider's Guide to Making Money in Real Estate explains whyreal estate is a consistently profitable moneymaker and howeveryday people just like you can build their fortune regardless oftheir credit score or how much money they have in the bank. It'strue--you don't have to be rich to invest in real estate. It's theeasiest, most leveraged method for building sustainable wealth overtime, and it's open to everyone. In this practical, nuts-and-bolts guide, New York Times bestsellingreal estate authors Dolf de Roos and Diane Kennedy cover all thebasics of investing and offer the kind of insider advice andlittle-known tips you won't find anywhere else. You'll get a wealthof bright ideas and smart investment moves, as well as examples,case studies, and true investing stories from successful investorsjust like you. Inside, you'll learn: * The ins and outs of commercial versus residential property * How to spot great bargains in neighborhoods with greatpotential * How to finance your investments with less-than-perfectcredit * Quick tips for increasing the value of your propertyinexpensively * How to find reliable tenants who'll pay top dollar * Everything you need to know about property taxes anddeductions * How to use tax benefits to increase your profits