Access To Credit In Distressed Communities

Author : United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development
Publisher :
ISBN 13 :
Total Pages : 380 pages
Book Rating : 4.45/5 ( download)

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Download or read book Access to Credit in "distressed" Communities written by United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development and published by . This book was released on 1994 with total page 380 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : United States Congress House Committe
Publisher : Palala Press
ISBN 13 : 9781342143648
Total Pages : 368 pages
Book Rating : 4.47/5 ( download)

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Download or read book Access to Credit in Distressed Communities written by United States Congress House Committe and published by Palala Press. This book was released on 2015-09-09 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt: This work has been selected by scholars as being culturally important, and is part of the knowledge base of civilization as we know it. This work was reproduced from the original artifact, and remains as true to the original work as possible. Therefore, you will see the original copyright references, library stamps (as most of these works have been housed in our most important libraries around the world), and other notations in the work. This work is in the public domain in the United States of America, and possibly other nations. Within the United States, you may freely copy and distribute this work, as no entity (individual or corporate) has a copyright on the body of the work.As a reproduction of a historical artifact, this work may contain missing or blurred pages, poor pictures, errant marks, etc. Scholars believe, and we concur, that this work is important enough to be preserved, reproduced, and made generally available to the public. We appreciate your support of the preservation process, and thank you for being an important part of keeping this knowledge alive and relevant.

Author : United States Committee on Sma Business
Publisher : Forgotten Books
ISBN 13 : 9780366544608
Total Pages : 370 pages
Book Rating : 4.08/5 ( download)

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Download or read book Access to Credit in Distressed Communities written by United States Committee on Sma Business and published by Forgotten Books. This book was released on 2018-05-05 with total page 370 pages. Available in PDF, EPUB and Kindle. Book excerpt: Excerpt from Access to Credit in "Distressed" Communities: Hearing Before the Subcommittee on Minority Enterprise, Finance, and Urban Development of the Committee on Small Business, House of Representatives, One Hundred Third Congress, First Session, Compton, Ca, June 25, 1993 Chairman mfume. Thank you very much, Mr. Hilliard. Let me advise persons here also that we are being joined by Allison Baird, who is a professional staff person with the ranking member of this subcommittee, Mr. Machtley. She is representing him and the other side of the capacity this morning, and we are certainly glad to have her here as well. Our witnesses on the first panel include Dayton Watkins, Coun selor to the Administrator of the sba, accompanied by Bernard Kulik, assistant administrator for Disaster Assistance, and Mike Lee, district director of the Los Angeles District Office. We'd like to begin with today's testimony. Mr. Watkins, won't you proceed in any manner that you see fit? About the Publisher Forgotten Books publishes hundreds of thousands of rare and classic books. Find more at www.forgottenbooks.com This book is a reproduction of an important historical work. Forgotten Books uses state-of-the-art technology to digitally reconstruct the work, preserving the original format whilst repairing imperfections present in the aged copy. In rare cases, an imperfection in the original, such as a blemish or missing page, may be replicated in our edition. We do, however, repair the vast majority of imperfections successfully; any imperfections that remain are intentionally left to preserve the state of such historical works.

Author : United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development
Publisher :
ISBN 13 :
Total Pages : 368 pages
Book Rating : 4.56/5 ( download)

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Download or read book Access to Credit in "distressed" Communities written by United States. Congress. House. Committee on Small Business. Subcommittee on Minority Enterprise, Finance, and Urban Development and published by . This book was released on 1994 with total page 368 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author :
Publisher :
ISBN 13 :
Total Pages : 0 pages
Book Rating : 4.52/5 ( download)

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Download or read book Community Development: CDFI Fund Can Improve Its Systems to Measure, Monitor and Evaluate Awardees' Performance written by and published by . This book was released on 1998 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: Access to credit and investment capital is essential for creating and retaining jobs, developing affordable housing, revitalizing neighborhoods, and promoting the growth of small businesses. In economically distressed communities, where access to credit and investment capital through conventional sources is often limited, private for-profit and nonprofit community development financial institutions (CDFI) such as nonprofit loan funds and community development credit unions, provide lending and investment services. In 1994, recognizing that such institutions were often having difficulty meeting the demand for their services, the Congress created the CDFI Fund. The Fund currently seeks to expand access to credit and other financial services in distressed communities, primarily through two programs: The CDFI program provides financing and technical assistance to CDFI, while the Bank Enterprise Award program rewards banks and thrifts for providing similar services to CDFI and economically distressed communities.

Author : Andre L. Wright
Publisher : Nova Science Publishers
ISBN 13 : 9781624175510
Total Pages : 0 pages
Book Rating : 4.11/5 ( download)

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Download or read book The Community Development Financial Institutions Fund written by Andre L. Wright and published by Nova Science Publishers. This book was released on 2013 with total page 0 pages. Available in PDF, EPUB and Kindle. Book excerpt: As communities face a variety of economic challenges, some are looking to local banks and financial institutions for solutions that address the specific development needs of low-income and distressed communities. Community development financial institutions (CDFIs) provide financial products and services, such as mortgage financing for homebuyers and not-for-profit developers, underwriting and risk capital for community facilities; technical assistance; and commercial loans and investments to small, start-up, or expanding businesses. CDFIs include regulated institutions, such as community development banks and credit unions, and non-regulated institutions, such as loan and venture capital funds. This book describes the Fund's history, current appropriations, and each of its programmes.

Author : United States. Congress. House. Committee on Financial Services
Publisher :
ISBN 13 :
Total Pages : 216 pages
Book Rating : 4.14/5 ( download)

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Download or read book Community Development Financial Institutions (CDFIs) written by United States. Congress. House. Committee on Financial Services and published by . This book was released on 2010 with total page 216 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : U.s Department of the Treasury
Publisher : Createspace Independent Publishing Platform
ISBN 13 : 9781502861573
Total Pages : 42 pages
Book Rating : 4.77/5 ( download)

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Download or read book Community Development Financial Institutions Response to Superstorm Sandy Impact Assessment written by U.s Department of the Treasury and published by Createspace Independent Publishing Platform. This book was released on 2014-10-23 with total page 42 pages. Available in PDF, EPUB and Kindle. Book excerpt: Community Development Financial Institutions or CDFIs emerged in response to a lack of access to responsible and affordable credit and capital in minority and economically distressed communities.

Author : United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance
Publisher :
ISBN 13 :
Total Pages : 392 pages
Book Rating : 4.32/5 ( download)

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Download or read book New Hope for Old Victims written by United States. Congress. House. Committee on Banking, Finance, and Urban Affairs. Subcommittee on Consumer Credit and Insurance and published by . This book was released on 1994 with total page 392 pages. Available in PDF, EPUB and Kindle. Book excerpt:

Author : Dan Immergluck
Publisher : Routledge
ISBN 13 : 131549812X
Total Pages : 329 pages
Book Rating : 4.26/5 ( download)

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Download or read book Credit to the Community written by Dan Immergluck and published by Routledge. This book was released on 2016-07-08 with total page 329 pages. Available in PDF, EPUB and Kindle. Book excerpt: This book provides the most comprehensive examination of community reinvestment and fair lending problems and policies currently available. It outlines the history of lending discrimination and redlining in U.S. mortgage and small business lending markets, and documents the persistence of such problems today. The author explains the role that government has played in developing banking and credit markets in the United States, from the creation of Alexander Hamilton's First Bank of the United States to the ongoing support government provides through the subsidization of secondary markets and through maintenance of critical regulatory infrastructure. Immergluck takes issue with those calling for deregulation of financial services - especially in the arena of fair lending and consumer protection - and gives new voice to rationales for social contract policies such as the Community Reinvestment Act. He provides new long-term analysis of the failure of federal bank regulators to enforce the CRA, and also shows how increased community activism and media attention have led to sporadic periods of stronger CRA enforcement. Finally, he recommends a number of policy changes that are needed to modernize the nation's fair lending and community reinvestment laws and make them more relevant for the 21st century.